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4125 Smoke Signal, Sebring, FL, 33872

3beds
2baths
0sqft
$89,900
--price/sqft
$759/moest. monthly cost
$30,360/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bath, 1,764 sq. ft. partially furnished home that truly has it all. From the moment you step inside, you'll appreciate the thoughtful upgrades and deluxe features throughout. This home offers a 1.5-car garage, an additional storage shed, and an abundance of closet space, providing convenience and organization in every corner. Inside, enjoy new paint, new floors, new sinks and faucets, and brand-new windows that brighten every room. The large kitchen features plenty of newly painted cabinets, ideal for those who love to cook or entertain. Relax and unwind in your luxurious $16,000 jetted bathtub, or enjoy the newly updated shower in the spare bathroom. A standout feature is the huge Florida room, now enhanced with new slide-by windows, offering a perfect year-round retreat. Need extra workspace? You'll love the bonus office area just off the kitchen.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-100.9 mi
4/10
Avon Park High SchoolGrades PK,9-124.8 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,764

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 1,764

Property

Details

  • On leased land: Yes
  • Lease amount: 1078

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$57$684
Property Taxes $51$612
Electricity $197$2,366
Total$759$9,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,022/yr
40% on housing$22,770/yr
45% on housing$20,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$108
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$89,900
2026-03-27Price change$99,500
2026-01-24Price change$104,900
2025-11-15Listed for sale$127,400
2025-11-09Listing removed$134,900
2025-09-04Price change$134,900
2025-05-05Price change$139,900
2025-02-12Listed for sale$149,900
2022-04-02Listing removed--
2022-01-31Contingent$94,900
2022-01-27Listed for sale$94,900

For Sale by Agent

AgentHolly Ellsworth
BrokerageGold Star Manufactured Home Sales

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