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151 Rushmore Ln, Murphy, NC, 28906

1beds
1baths
506sqft
$189,900
$375price/sqft
$1,355/moest. monthly cost
$54,200/yrincome needed

About This Home

Escape to the mountains in this beautifully crafted tiny log cabin, nestled in the serene woods of Murphy, North Carolina. Offering the perfect blend of rustic charm and modern convenience, this cabin features paved road access for easy year-round entry, making it an ideal getaway or income-producing vacation rental. Step inside to an open-concept floor plan that maximizes space and comfort. The living area flows seamlessly into a well-appointed kitchen with granite countertops, custom cabinetry, and all the essentials for cozy mountain living. A charming loft space adds extra sleeping or storage options, making this home as practical as it is picturesque. Sold fully furnished, this turnkey retreat is ready for immediate enjoyment—just bring your suitcase and start living your mountain dream. Whether you're looking for a peaceful escape, a weekend getaway, or a unique investment opportunity, this cabin has it all. Don't miss your chance to own a slice of paradise in the heart of the Appalachians!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ranger Elementary/MiddleGrades PK-82.2 mi
6/10
Hiwassee Dam HighGrades 9-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Loft
  • Window features: Aluminum Frames,Screens
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Mini-Split
  • Cooling features: Mini-Split

Interior Area

  • Total structure area: 506
  • Total interior livable area: 506 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 455100510127000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Covered,Open
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Trees/Woods
  • Frontage type: Road
  • Topography of land: Sloping

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$70$840
Property Taxes $125$1,500
Electricity $200$2,405
Total$1,355$16,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,457/yr
40% on housing$40,650/yr
45% on housing$36,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$193
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$194,900
2025-12-02Price change$198,900
2025-08-16Listed for sale$199,900
2025-08-15Pending sale$199,900
2025-08-07Listed for sale$199,900
2025-08-04Pending sale$199,900
2025-06-12Listed for sale$199,900
2022-12-18Listing removed--
2022-12-18Listed for sale$149,900
2022-12-18Pending sale$149,900
2022-12-17Listed for sale$149,900
2022-06-22Sold$150,000
2022-01-27Pending sale$149,900

For Sale by Agent

AgentJason Marsh, Coldwell Banker High Country Realty - Blue Ridge
BrokerageColdwell Banker High Country Realty - Blue Ridge

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