51745 Winding Waters Ln, Elkhart, IN, 46514
About This Home
Discover the chance to own a spacious waterfront retreat on Beautiful Christiana Creek. This impressive 3,800 + Sq.ft. home sits on 1.6 serene acres and offers the perfect blend of recent updates and untapped potential, ideal for buyers looking to add their own personal touch. Inside you will find 4 generous bedrooms,2.5 baths, and multiple inviting spaces, including two fire places and a charming wood-burning stove that adds warmth and character throughout. Several improvements have been completed for you, including an updated kitchen, all 3 bathrooms, new flooring, fresh interior paint, some light fixtures and a Metal roof-a huge value for long term peace of mind. Well and termite inspections have been completed for peace of mind. Reports attached. The breathtaking waterfront views, natural beauty surrounding this home creates an unmatched sense of tranquility.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Roof: Metal
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven,Gas Range
- Laundry features: Dryer Hook Up Gas/Elec,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Partially Finished,Exterior Entry
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Features
- Beamed Ceilings,Vaulted Ceiling(s),Main Level Bedroom Suite
- Door features: Pocket Doors
- Flooring: Vinyl
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 1,292
- Finished area above ground: 2,565
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,857
- Total interior livable area: 3,857 sqft
Property
Details
- Parcel number: 200218427011.000026
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront,Frontage Lot,Creek
- Waterbody name: Christiana Creek
- Frontage length: Water Frontage(184)
Lot
- Lot size: 1.63 Acres
- Lot size dimensions: 91x478
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $280 | $3,360 |
| Property Taxes | $362 | $4,344 |
| Electricity | $353 | $4,242 |
| Total | $3,674 | $44,088 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $529,900 |
| 2026-04-07 | Price change | $534,900 |
| 2026-03-09 | Price change | $539,900 |
| 2026-01-15 | Price change | $544,900 |
| 2025-12-26 | Price change | $550,000 |
| 2025-12-19 | Listed for sale | $575,000 |
| 2021-09-20 | Sold | $390,000 |
| 2021-09-18 | Pending sale | $410,000 |
| 2021-08-20 | Contingent | $410,000 |
| 2021-08-06 | Price change | $410,000 |
| 2021-07-29 | Listed for sale | $435,000 |
| 2012-03-29 | Sold | $180,000 |
For Sale by Agent
View on Zillow