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8686 69th Hwy, Cameron, MO, 64429

4beds
4baths
3,685sqft
$635,000
$172price/sqft
$4,355/moest. monthly cost
$174,200/yrincome needed

About This Home

Set on approximately 21 acres with convenient blacktop frontage, this custom home offers an uncommon combination of acreage, generous living space and a highly versatile floor plan. Two main-level primary suites provide flexible options for guests, extended household living or a private home-office arrangement. The expansive great room addition features vaulted ceilings, custom woodwork, a wet bar and abundant room for entertaining. The main level also includes an inviting living room with a fireplace, formal dining room and eat-in kitchen. Updated bathrooms add modern comfort, including a spacious en suite with a soaking tub and separate walk-in shower. Hardwood floors, marble countertops and distinctive craftsmanship add warmth and character throughout the home. The walkout lower level expands the possibilities with a large family room, additional kitchen area, full bathroom with walk-in shower and a fifth nonconforming bedroom. An additional approximately 1,100 square feet of unfinished space has a separate entrance and is stubbed for a future kitchen and bathroom. Subject to applicable approvals, this area offers potential for additional living space, guest accommodations, a recreation room, workshop or hobby space. Outside, mature trees and established landscaping frame the home, while a scenic pond, two outbuildings, a barn and chicken coop add utility and character. The approximately 21-acre setting provides room for outdoor recreation, animals, equipment and hobbies—all with the convenience of blacktop frontage. The property will convey with approximately 21 acres following completion of a survey separating the seller’s retained five-acre tract. Buyers and buyers’ agents should verify acreage, square footage and suitability for any intended use. This home also boasts many new updates including the Roof, Septic System, new hardwood floors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
5/10
Cameron Middle SchoolGrades 6-83.6 mi
6/10
Cameron High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator
  • Laundry features: Main Level,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Unfinished,Walk-Out Access

Bathroom1

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Main

Bathroom4

  • Features: Ceramic Tiles,Shower Only
  • Level: Basement

Bedroom2

  • Features: Wood Floor
  • Level: Main

Bedroom3

  • Features: Wood Floor
  • Level: Main

Bedroom4

  • Features: Walk-In Closet(s),Wood Floor
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Wood Floor
  • Level: Main

Family Room

  • Features: Ceramic Tiles
  • Level: Basement

Features

  • Ceiling Fan(s),Custom Cabinets,Pantry,Smart Thermostat,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 861
  • Finished area above ground: 2,824

Great Room

  • Features: Wet Bar,Wood Floor
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Propane
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,685
  • Total interior livable area: 3,685 sqft

Kitchen

  • Features: Wood Floor
  • Level: Main

Living Room

  • Features: Fireplace,Wood Floor
  • Level: Main

Master Bathroom

  • Features: Separate Shower And Tub
  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s),Wood Floor
  • Level: Main

Other

  • Features: Ceramic Tiles,Walk-In Closet(s)
  • Level: Basement

Other

  • Features: Ceramic Tiles,Separate Shower And Tub,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 000016100200000000900

Features

  • Patio & porch: Deck,Patio,Porch
  • Fencing: Other,Partial
  • Waterfront features: Pond,Stream(s)

Lot

  • Lot size: 21 Acres
  • Features: Acreage,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Basement,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$552$6,624
Property Taxes $312$3,744
Electricity $281$3,376
Total$4,355$52,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,314/yr
40% on housing$130,650/yr
45% on housing$116,133/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 64429$163
DeKalb County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 64429$123
DeKalb County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$635,000
2022-07-01Sold--
2022-06-03Pending sale$535,000
2022-05-24Price change$535,000
2022-03-30Price change$549,900
2022-02-26Price change$565,000
2022-01-25Listed for sale$575,000

For Sale by Agent

AgentSteven Dotson
BrokerageReal Broker, LLC-MO

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