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235 Pine Hill Lake Dr, Horton, MI, 49246

2beds
2baths
1,470sqft
$525,000
$357price/sqft
$3,568/moest. monthly cost
$142,720/yrincome needed

About This Home

Welcome to life on Rainbow Lake, where every day feels like a getaway. Set along the shoreline of one of Southern Michigan's favorite waterfront communities, this extensively renovated home offers the perfect blend of modern comfort and all the recreation that comes with lake living. Enjoy crystal-clear water, popular sandbars, and boating access to all-sports Farwell, Pine Hill, and Fox Lakes, making every season an opportunity to get out on the water. Thoughtfully rebuilt and renovated in 2021, this move-in ready home showcases quality craftsmanship throughout. The lower level was completely reconstructed, while the upper level was substantially rebuilt with energy-efficient spray foam insulation. Inside, you'll find a bright, updated kitchen featuring white shaker cabinetry, quartz countertops, a tile backsplash, and newer appliances. Additional improvements include a remodeled bathroom with a spacious walk-in shower, on-demand water heater, water softener and filtration system, fresh interior paint, updated window treatments, and numerous custom finishes throughout. A new metal roof on the detached garage provides added value and peace of mind. Outside, enjoy your own waterfront retreat with space to relax, entertain, and take in the views. The storage shed is perfect for gardening supplies, lake toys, or yard equipment. Ideally located just minutes from Miller's Dockside Ice Cream and Deer Run Golf Course & Restaurant, you'll love the convenience of nearby dining, golf, and local favorites while enjoying the peaceful setting of Rainbow Lake. Whether you're searching for a year-round residence or the perfect weekend escape, this exceptional waterfront property offers the lifestyle you've been waiting for!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Gas Water Heater,Tankless Water Heater

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Features: Wood
  • Level: Upper
  • Area: 195

Bedroom2

  • Level: Main
  • Area: 84

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,470

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,470
  • Total interior livable area: 1,470 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 150

Property

Details

  • Parcel number: 000172513006200
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Dock/Pier Facility,Lake Front,Lake/River Access,Waterfront
  • Waterbody name: Rainbow Lake
  • Frontage length: 76

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 76 x 187

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$241$2,892
Property Taxes $485$5,820
Electricity $188$2,259
Total$3,568$42,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,331/yr
40% on housing$107,040/yr
45% on housing$95,146/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 49246$263
Jackson County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 49246$152
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$525,000
2024-07-09Sold$500,000
2024-06-26Pending sale$514,900
2024-06-18Price change$514,900
2024-06-03Price change$529,900
2024-05-09Listed for sale$549,900
2022-02-11Sold$478,300
2022-02-01Contingent$499,900
2022-01-22Listed for sale$499,900

For Sale by Agent

AgentJessica Conrad
BrokerageKW Professionals

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