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502 Duck Point Road, Highgate Center, VT, 05459

1beds
1baths
1,544sqft
$579,000
$375price/sqft
$4,354/moest. monthly cost
$174,160/yrincome needed

About This Home

Enjoy year-round lakefront living on the shores of Lake Champlain in this thoughtfully renovated waterfront home in Highgate, Vermont. Tucked away at the end of a private dead-end road, this direct lakefront property offers 75 feet of shoreline on a manageable 0.15-acre lot, creating a peaceful setting with easy access to the water. The 1,544-square-foot cape-style home has been extensively renovated, blending modern finishes with comfortable lakeside living. Updates include new windows, floors, recessed lighting, drywall, and a water filtration system. The open floor plan is centered around expansive floor-to-ceiling windows that frame panoramic views of Lake Champlain and fill the living space with natural light. The redesigned kitchen features shaker-style cabinetry, stainless steel appliances, and a rustic center island that adds warmth and character. The renovated bathroom includes a tiled walk-in shower with glass walls and laundry hookups, while the first-floor bedroom offers the convenience of single-level living. Upstairs, two finished bonus rooms provide flexible space for guests, a home office, hobbies, or additional storage. Other improvements completed in 2023 include a new septic system, spray foam, vapor barrier, and sump pump. Outdoor living is designed around the waterfront. A new lakeside deck and patio create inviting spaces to relax, entertain, or enjoy an evening by the fire while taking in the spectacular sunsets. The impressive concrete seawall spans the shoreline and includes a private boat ramp, while the gradual lake bottom is ideal for a dock system. Tucked away yet just 5 minutes from Interstate 89, this Highgate property offers the convenience of year-round access while feeling worlds away from the everyday. If you've been searching for a renovated Lake Champlain home with direct waterfront access, this property is ready to enjoy. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Highgate SchoolGrades PK-64.4 mi
4/10
Missisquoi Valley Uhsd #7Grades 7-124.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete
  • Roof: Corrugated,Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freezer,Microwave,Electric Range,Refrigerator,Owned Water Heater,Tank Water Heater

Basement

  • Basement: Crawl Space,Dirt,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Kitchen/Living,Natural Light
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,544

Heating & Cooling

  • Heating features: Kerosene,Monitor Type
  • Cooling features: None

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,544 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 3/4 Bathroom,1st Floor Bedroom,1st Floor Hrd Surfce Flr,1st Floor Laundry

Details

  • Zoning description: Shoreline Distric
  • Exclusions: washer,dryer,docks,furniture

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Boat Launch,Deck,Garden,Natural Shade,Shed
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access
  • Waterbody name: Lake Champlain
  • Frontage length: Water frontage: 75

Lot

  • Lot size: 6,534 sqft
  • Features: Country Setting,Level,Recreational,Views,Rural

Parking

  • Parking features: Crushed Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance $498$5,976
Property Taxes $675$8,100
Electricity $254$3,053
Total$4,354$52,248

Income You'd Need if You Spent...

35% on housing$149,280/yr
40% on housing$130,620/yr
45% on housing$116,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 05459$153
Franklin County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 05459$158
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$579,000
2023-09-11Sold$370,000
2023-07-12Price change$375,000
2023-06-16Listed for sale$399,000
2019-10-25Sold$250,000

For Sale by Agent

AgentEvan Potvin
BrokerageColdwell Banker Islands Realty

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