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91-551 Kulana Pl APT Nn2, Ewa Beach, HI, 96706

3beds
1baths
1,052sqft
$450,000
$428price/sqft
$2,839/moest. monthly cost
$113,560/yrincome needed

About This Home

Rare opportunity to own an affordable 3-bedroom townhome at a price point that's becoming harder and harder to find on Oahu! Perfect for first-time homebuyers or anyone looking to stop renting and start building equity. This home offers a spacious layout, a large covered lanai for indoor-outdoor living, and added privacy with no neighboring buildings directly behind it. Well-maintained and move-in ready, with potential to add your own personal updates over time. Enjoy super-low maintenance fees while being conveniently located near parks, schools, beaches, shopping, and local dining spots. Guest parking is nearby, and plenty of value is packed into this home. Don't miss your chance to own a 3-bedroom home for under $500,000!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

9/10
Pohakea Elementary SchoolGrades PK-60.2 mi
5/10
5/10

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1971

Materials

  • Construction materials: Masonry,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Low Rise
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage
  • Flooring: Ceramic Tile,Vinyl
  • Common walls with other units/homes: No One Above,No One Below

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,052 sqft

Property

Details

  • Parcel number: 1910010070174
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$74$888
Property Taxes $116$1,392
Electricity $374$4,497
Total$2,839$34,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,337/yr
40% on housing$85,170/yr
45% on housing$75,706/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$605
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$450,000
2026-06-23Listed for sale$465,000
2024-08-02Sold$485,000
2024-07-15Pending sale$489,000
2024-06-07Price change$489,000
2022-02-01Pending sale$299,000
2022-01-18Listed for sale$299,000

For Sale by Agent

AgentJohn Quindara
BrokerageHawaii Modern Realty

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