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9415 LEMON DROP LOOP, Ruskin, FL, 33573

3beds
2baths
1,451sqft
$299,000
$206price/sqft
$2,150/moest. monthly cost
$86,000/yrincome needed

About This Home

Short Sale. Located in the highly sought-after, resort-style Belmont community, this immaculate 3-bedroom, 2-bathroom, 2-car garage home is just 4 years young and completely move-in ready. Step inside to an open and airy kitchen-family room combo boasting soaring high ceilings, gorgeous ceramic tile, and custom light fixtures. The focal point of the living space is a stunning, custom shiplap accent wall complete with a built-in fireplace and TV wall mount. The chef’s kitchen is a dream, featuring a massive island with breakfast bar seating, stainless steel appliances, and seamless views of the outdoors through wide sliders. The split floor plan offers an oversized primary retreat with a large walk-in closet and a luxurious en suite bathroom with dual sinks. The secondary bedrooms are generously sized with great built-in closet space, sharing a stylish second full bath. An inside utility room adds ultimate everyday convenience. Out back, your fully fenced yard features a beautiful custom paver patio—perfect for weekend cookouts and soaking up the Florida sun. Belmont offers incredible low-maintenance living with sidewalk-lined streets, a resort-style pool, a clubhouse, tennis courts, and more. Don't miss this beautiful gem!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Belmont Elementary SchoolGrades PK-50.9 mi
3/10
Eisenhower Middle SchoolGrades 6-82.0 mi
3/10
Jule F Sumner High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 92.922
  • Dimensions: 10.2x9.11

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 129.36
  • Dimensions: 13.2x9.8

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 104.94
  • Dimensions: 9.9x10.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 137.64
  • Dimensions: 12.4x11.1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile

Foyer

  • Level: First
  • Area: 63
  • Dimensions: 4.5x14

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,451 sqft

Kitchen

  • Level: First
  • Area: 114.786
  • Dimensions: 9.11x12.6

Living Room

  • Level: First
  • Area: 151.28
  • Dimensions: 12.4x12.2

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 185.26
  • Dimensions: 15.7x11.8

Utility Room

  • Level: First
  • Area: 55.62
  • Dimensions: 5.4x10.3

Property

Details

  • Parcel number: U243119C5D00002500016.0
  • Zoning: PD
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk
  • Fencing: Fenced,Vinyl
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 4,840 sqft
  • Features: City Lot,In County,Level
  • Lot size dimensions: 40 x 121

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$230$2,760
Property Taxes $212$2,544
Electricity $197$2,366
Total$2,150$25,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,714/yr
40% on housing$64,500/yr
45% on housing$57,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 33573$143
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33573$168
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$299,000
2023-10-12Sold$344,900
2023-09-15Pending sale$344,900
2023-09-13Listed for sale$344,900
2023-06-02Listing removed--
2023-05-05Listed for rent$2,350
2022-05-16Sold$315,300
2022-01-14Pending sale$315,210
2022-01-13Listed for sale$315,210

For Sale by Agent

AgentDavid Lovitch
BrokerageKELLER WILLIAMS SOUTH SHORE

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