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10009 SW 228th Ter, Miami, FL, 33190

3beds
3baths
1,539sqft
$430,000
$279price/sqft
$2,709/moest. monthly cost
$108,360/yrincome needed

About This Home

Beautiful townhouse with lovely lake views, perfectly sized for a family. This home features 3 bedrooms and 2 full bathrooms upstairs, along with a convenient upstairs laundry. Downstairs, you'll find a half-bath for guests and two spacious living areas: one ideal for a combined living and dining room, and the other housing a comfortable kitchen with additional space for a dining table or family room. The patio is perfect for gatherings. The community is conveniently located near the Turnpike and various shopping options.

Getting Around

2
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

3/10
Goulds Elementary SchoolGrades PK-51.2 mi
5/10
Cutler Bay MiddleGrades 6-82.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,539 sqft

Property

Details

  • Parcel number: 3060170260700
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Open Porch,Patio
  • Exterior features: Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal

Parking

  • Parking features: Assigned,Guest,Limited # Of Vehicle

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$121$1,452
Property Taxes $217$2,604
Electricity $197$2,366
Total$2,709$32,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,880/yr
40% on housing$81,270/yr
45% on housing$72,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$218
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$445,000
2026-02-24Listed for sale$450,000
2024-05-09Listing removed--
2024-04-29Listed for rent$2,800
2022-01-14Listing removed--
2022-01-13Listed for sale$376,330

For Sale by Agent

AgentCecilia Doria
BrokerageBrickell Realty Group, LLC

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