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816 River Ter, Prescott, WI, 54021

4beds
3baths
2,100sqft
$395,000
$188price/sqft
$2,788/moest. monthly cost
$111,520/yrincome needed

About This Home

This turn-key home in a peaceful neighborhood is ready for you! So many recent updates including newer kitchen appliances, A/C and furnace last year, water heater, driveway, newer roof and freshly stained deck. Great open living design with ample space, 4 bedrooms, and 3 baths. Large 3 car attached garage, and a beautiful, large back yard that is fully fenced for kids and animals. This home features 6 panel, solid wood doors throughout, and has a spacious family room in a comfortable, walk-out basement. This well-kept home is a great opportunity to own in a wonderful neighborhood featuring the Fairly Wonderland Park and quick access to all that Prescott has to offer!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Malone Elementary SchoolGrades PK-50.8 mi
9/10
Prescott Middle SchoolGrades 6-80.7 mi
7/10
Prescott High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Lower
  • Area: 130
  • Dimensions: 13x10

Bedroom4

  • Level: Lower
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Dining Room

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Family Room

  • Level: Lower
  • Area: 396
  • Dimensions: 18x22

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Lower
  • Area: 96
  • Dimensions: 8x12

Living Room

  • Level: Upper
  • Area: 312
  • Dimensions: 24x13

Patio

  • Level: Lower
  • Area: 100
  • Dimensions: 10x10

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 271011480700
  • Zoning description: Residential-Single Family
  • Foundation area: 1100

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$167$2,004
Property Taxes $427$5,124
Electricity $197$2,368
Total$2,788$33,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,588/yr
40% on housing$83,640/yr
45% on housing$74,346/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 54021$258
Pierce County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 54021$212
Pierce County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$395,000
2026-07-10Listed for sale$395,000

For Sale by Agent

AgentChristopher R Magee
BrokerageSt Croix Realty Inc.

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