




11302 Toledo Ave, Champlin, MN, 55316
About This Home
Fantastic 4-bedroom, 4-bath two-story home with high-end finishes in the sought-after Kirch Woods 2nd Addition. The main floor features a bright, open layout with a spacious, chef-worthy kitchen boasting solid oak paneled cabinetry, granite countertops, tile backsplash, a center island, large pantry, updated stainless steel appliances, and gorgeous American light cherry wood floors. The dining room flows seamlessly into the living room, which is anchored by a stunning gas fireplace, American light cherry wood floors, high ceilings, and large Pella windows that bathe the space in natural light. The main level also includes a dramatic two-story foyer, a private den/office, and an updated half-bath, with easy access to a private patio from the dining area. The upper level offers three spacious bedrooms, including a luxury primary suite featuring a tray vault ceiling, a walk-in closet, and a compelty updated private bath with a soaking jet tub, separate shower, travertine tile, and an oak vanity with a granite top. The upper level is completed by an additional full bathroom, elegant oak railings, and six-panel doors throughout. The finished lower level provides a large fourth bedroom, a spacious family room equipped with a dry bar and oak cabinetry, a 3/4 bath, and ample utility and storage space. Additional Highlights: Beautiful professional landscaping, New large front staircase Arch Window, New Patio Door, New Kitchen Window, New Air Conditioner, New Vinyl Flooring in Laundry Room, New East Side Privacy Wooden Fenced, New Roof and siding in 2017, Combination of brick, stucco, and vinyl siding, Central Vacuum, Concrete Driveway, and an Automated Lawn Sprinkler System. Situated near Parks, Walking trails, and the Mississippi River.
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Roof: Age Over 8 Years,Architectural Shingle,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Central Vacuum,Chandelier,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump
Bedroom
- Level: Upper
- Area: 196
- Dimensions: 14x14
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom4
- Level: Lower
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 156
- Dimensions: 13x12
Family Room
- Level: Main
- Area: 396
- Dimensions: 22x18
Features
- Central Vacuum
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 744
- Finished area above ground: 1,959
Foyer
- Level: Main
- Area: 50
- Dimensions: 10x5
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,903
- Total interior livable area: 2,703 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Laundry
- Level: Lower
- Area: 117
- Dimensions: 13x9
Living Room
- Level: Main
- Area: 280
- Dimensions: 20x14
Office
- Level: Main
- Area: 90
- Dimensions: 10x9
Patio
- Level: Main
- Area: 144
- Dimensions: 12x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3312021420066
- Zoning description: Residential-Single Family
- Foundation area: 944
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: Partial,Wood
Lot
- Lot size: 10,018 sqft
- Features: Corner Lot,Tree Coverage - Medium
- Lot size dimensions: 91 x 110
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $444 | $5,328 |
| Electricity | $227 | $2,735 |
| Total | $3,438 | $41,256 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $480,000 |
| 2026-07-17 | Price change | $485,000 |
| 2026-07-10 | Price change | $490,000 |
| 2026-06-29 | Listed for sale | $494,990 |
