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3 Barnhart Cir, Mechanicsburg, PA, 17050

5beds
4baths
2,852sqft
$585,000
$205price/sqft
$3,951/moest. monthly cost
$158,040/yrincome needed

About This Home

Welcome to this stunning 4 bedroom, 3 1/2 bath two-story home in highly sought-after Cumberland Valley School District. Designed for everyday living and entertaining, this spacious home features an open concept floor plan highlighted by a beautifully appointed kitchen with granite countertops and oversized center island. Upstairs you will find a huge primary ensuite with two walk-in closets and three generously sized bedrooms and additional bathroom. The finished lower level features an additional bedroom with full bathroom and a large family room with access to the backyard. Combining comfort, style and functionality in a prime location, this home offers the space you've been searching for in a neighborhood you will love.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
Green Ridge El SchoolGrades 1-51.6 mi
10/10
Eagle View Middle SchoolGrades 6-83.0 mi
10/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Partially Finished,Concrete,Rear Entrance,Sump Pump,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,852

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,852
  • Total interior livable area: 2,852 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),>84" Garage Door,Accessible Entrance

Details

  • Parcel number: 38151277079
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$140$1,680
Property Taxes $541$6,492
Electricity $312$3,754
Total$3,951$47,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,462/yr
40% on housing$118,530/yr
45% on housing$105,360/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 17050$182
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17050$184
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$585,000
2026-06-25Listed for sale$595,000
2022-01-18Listing removed--
2022-01-04Listed for sale$451,990

For Sale by Agent

AgentJeremy Paisley
BrokerageIron Valley Real Estate of Central PA

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