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4228 Cassidy Ridge Dr NE, Rochester, MN, 55906

3beds
3baths
1,976sqft
$776,500
$393price/sqft
$5,115/moest. monthly cost
$204,600/yrincome needed

About This Home

Discover the pinnacle of custom craftsmanship in this immaculate Cassidy Ridge residence, offering the pristine quality of new construction without the wait. The exterior sets a sophisticated tone, blending modern farmhouse aesthetics with warm cedar accents and a genuine stone foundation that signals the quality found within. Upon entering, the home opens into a breathtaking Great Room where grandeur meets comfort. Soaring wood-beam ceilings and a floor-to-ceiling real stone fireplace create a dramatic focal point, while eight-foot doors throughout the home enhance the sense of scale and luxury. The heart of the home is the expansive open-concept kitchen, centered around a massive island that invites gathering. Outfitted with a gourmet range and an abundance of cabinetry, the kitchen transitions effortlessly into the dining area and out to a rear covered patio, perfect for seamless indoor-outdoor entertaining. The primary suite serves as a true sanctuary, featuring a spacious bedroom and an indulgent en suite bath. This retreat leads into a massive dressing room, recently upgraded with high-end custom cabinetry designed for ultimate organization. Practicality is just as prioritized as beauty; the laundry and mudroom provide direct access to a heated garage and a specialized utility room. This functional hub houses the furnace and the home’s premium in-floor heating system, with integrated storage trusses above to ensure every item has its place. Set upon a half-acre forested lot, the property offers a rare blend of neighborhood community and secluded privacy. Meander through your own private woods and you'll find a great location for fire pit, perfect for quiet evenings under the canopy of trees. This is more than a house; it is a meticulously designed custom property awaiting its next owner.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
8/10
4/10
Kellogg Middle SchoolGrades 6-82.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Boiler,In-Floor Heating,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 731834086592
  • Zoning description: Residential-Single Family
  • Wooded area: 6534
  • Foundation area: 1976

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 90 x 223

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,926$47,112
Home Insurance *$389$4,668
Property Taxes $630$7,560
Electricity $170$2,050
Total$5,115$61,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,371/yr
40% on housing$153,450/yr
45% on housing$136,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 55906$163
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55906$178
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$799,000
2023-02-01Sold$119,900
2022-12-16Pending sale$119,900
2021-12-31Listed for sale$119,900

For Sale by Agent

AgentDennis Davey
BrokerageRe/Max Results

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