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932 Fm 3137, Palo Pinto, TX, 76484

3beds
2baths
2,000sqft
$879,900
$440price/sqft
$6,172/moest. monthly cost
$246,880/yrincome needed

About This Home

PRICE REDUCTION!!! WON'T LAST LONG AT THIS PRICE!!!! Tucked away on 12 beautiful acres in Palo Pinto, Texas, this 2023-built modern farmhouse offers the perfect blend of privacy, charm, and peaceful country living. Surrounded by mature trees and fully fenced. The home features an open concept layout with a spacious farmhouse style kitchen that flows seamlessly into the living area perfect for entertaining or everyday living. Natural light pours in, highlighting the clean lines and modern finishes while maintaining that warm, inviting farmhouse feel. The home also features 3 bedrooms and a study. The primary bedroom features a large bathroom with a soaking tub and walk in shower. Step outside and take in the true beauty of the land. A serene pond adds to the tranquil setting. The acreage provides plenty of room for animals, gardening, or simply enjoying the outdoors. This property is already set up for a small homestead lifestyle, complete with stables for goats, chickens or livestock. There is also a concrete RV pad with dedicated water, electric, and sewer hook ups already in place, making it easy to host guests or accommodate multi generational living while still maintaining privacy. Whether you’re dreaming of a quieter lifestyle, a weekend retreat, or a place to spread out and create your own slice of Texas heaven, this property delivers. Modern comfort meets country charm, all just a short drive from city conveniences. Don’t miss your opportunity to own a one of a kind Texas retreat where life truly slows down.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Santo Elementary SchoolGrades PK-56.2 mi
8/10
Santo High SchoolGrades 6-126.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,High Speed Internet,Kitchen Island
  • Window features: Window Coverings
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,000 sqft

Living Room

  • Level: First
  • Dimensions: 17 x 20

Master Bedroom

  • Level: First
  • Dimensions: 15 x 18

Property

Details

  • Parcel number: 564444

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: RV Hookup

Lot

  • Lot size: 12.59 Acres
  • Features: Acreage

Parking

  • Parking features: Concrete,Boat,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather
Heat Wave
Landslide
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$701$8,412
Property Taxes $784$9,408
Electricity $238$2,859
Total$6,172$74,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,611/yr
40% on housing$185,160/yr
45% on housing$164,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 76484$195
Palo Pinto County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 76484$324
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$869,900
2026-07-29Price change$879,900
2026-07-22Price change$889,900
2026-07-15Price change$894,900
2026-07-08Price change$899,900
2026-07-01Price change$910,000
2026-06-24Price change$915,000
2026-06-17Price change$919,000
2026-06-10Price change$929,000
2026-06-04Price change$939,000
2026-05-27Price change$949,000
2026-05-14Price change$959,000
2026-04-30Listed for sale$969,000
2022-03-28Sold--
2022-03-15Pending sale$250,000
2022-02-13Contingent$250,000
2021-12-28Listed for sale$250,000

For Sale by Agent

AgentRobin Lehew
BrokerageReal Broker, LLC

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