658 IVORY PALM Road, Orange Park, FL, 32073
About This Home
Assumable VA Loan at 5.125% offers an opportunity for significantly lower monthly payments - ask for details! Considering all offers. Welcome to this 2022 built 5BR/3.5BA home in Wilford Preserve offering nearly 3,000 sq. ft. of modern living on a premium preserve lot with no rear neighbors and peaceful wooded views. The open-concept floor plan features a gourmet kitchen with gas range, white granite countertops, large island and abundant cabinetry, flowing seamlessly into spacious living and dining areas. The first-floor primary suite includes separate walk-in closets and a private en-suite bath. Upstairs, offers four oversized bedrooms, two full baths and a versatile loft ideal for a medica room, office, or second living space. Enjoy Florida living outdoors with an oversized screened lanai, extended patio, and fully fenced backyard overlooking tranquil preserve views. Convenient access to shopping, dining, schools and major commuter routes. Schedule your private showing today
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater
- Laundry features: Upper Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Nook,Eat-in Kitchen,Guest Suite,His and Hers Closets,Kitchen Island,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
- Flooring: Carpet,Laminate
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Split System
Interior Area
- Total interior livable area: 2,956 sqft
Property
Details
- Parcel number: 10042500788100420
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Porch,Rear Porch,Screened
- Fencing: Fenced,Back Yard,Vinyl
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $449 | $5,388 |
| Property Taxes | $378 | $4,536 |
| Electricity | $297 | $3,569 |
| Total | $3,500 | $42,000 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $469,900 |
| 2026-07-19 | Price change | $479,900 |
| 2026-07-01 | Price change | $489,900 |
| 2026-06-18 | Listed for sale | $499,900 |
| 2022-04-25 | Sold | $447,990 |
| 2022-01-18 | Listed for sale | $454,990 |
| 2022-01-18 | Pending sale | $454,990 |
View on Zillow