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177 Gracedale Ave, Mountain Top, PA, 18707

3beds
2baths
2,340sqft
$225,000
$96price/sqft
$1,724/moest. monthly cost
$68,960/yrincome needed

About This Home

Two Unit (top and bottom) investment opportunity in Mountain Top. Property has shown good cash flow history. 1st floor vacant, 2nd floor occupied. Owner moving investments closer in to his central region. Sq footage info taken form tax assessment information. 24 hr notice required for showings

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Fairview El SchoolGrades K-61.1 mi
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: None
  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Stone

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,340

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Property

Details

  • Parcel number: 20K10S2004008000
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: .276 Ac

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$78$936
Property Taxes $253$3,036
Electricity $256$3,080
Total$1,724$20,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,108/yr
40% on housing$51,720/yr
45% on housing$45,973/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 18707$134
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18707$169
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$225,000
2022-02-09Listing removed--
2022-01-10Price change$139,000
2021-12-27Listed for sale$150,000

For Sale by Agent

AgentDWIGHT D LAUVER
BrokerageBOWEN AGENCY INC., REALTORS SELINSGROVE

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