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45 Heritage Dr, West Milford, NJ, 07480

4beds
3baths
--sqft
$1,050,000
--price/sqft
$7,770/moest. monthly cost
$310,800/yrincome needed

About This Home

Here's your opportunity to own a stunning Colonial in the highly sought-after area of West Milford, known for its charming community and picturesque surroundings. This exquisite four-bedroom, three-bathroom home is designed to impress at every turn. On the first floor, you'll find a spacious living room, an elegant dining room, and a breathtaking double-story grand family room complete with a cozy fireplace. The eat-in kitchen will be outfitted with top-of-the-line appliances, perfect for culinary enthusiasts. A full bathroom, and a laundry room round out the first floor's offerings. The entire home is adorned with rich dark wood flooring and ample windows, enhancing its status as a luxury residence. The interior design, featuring warm whites and wood accents, perfectly blends sophistication with modern living. On the second floor, you'll discover a luxurious primary suite, along with three additional bedrooms and another full bathroom. Additional amenities include a three-car garage with an electric car charger and a fire pit in the backyard, making it perfect for eco-conscious homeowners and those who enjoy outdoor gatherings.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
3/10
MacOpin Middle SchoolGrades 6-81.7 mi
5/10
West Milford High SchoolGrades 9-121.6 mi

Construction

Materials

  • Construction materials: Stucco,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 1505204000000005

Features

  • Pool features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$291$3,492
Property Taxes $1,977$23,724
Electricity $193$2,318
Total$7,770$93,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$266,400/yr
40% on housing$233,100/yr
45% on housing$207,200/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$268
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$1,100,000
2025-12-28Listing removed$1,125,000
2025-11-17Price change$1,125,000
2025-10-24Listed for sale$1,145,000
2022-09-16Sold$853,000
2022-06-01Pending sale$849,000
2022-02-10Contingent$849,000
2021-12-21Listed for sale$849,000

For Sale by Agent

AgentJason Tonge
BrokerageCompass New Jersey, LLC-Hoboken

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