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10218 SW 231st Ln, Miami, FL, 33190

3beds
3baths
1,374sqft
$415,000
$302price/sqft
$2,692/moest. monthly cost
$107,680/yrincome needed

About This Home

Beautiful residence located in the sought-after Enclave community in Cutler Bay. This home features an open-concept layout with a spacious kitchen seamlessly integrated into the family room, stainless steel appliances, tile flooring throughout the main level, and carpet upstairs. Enjoy a vibrant lifestyle with community amenities and convenient access to the Florida Turnpike, US-1, Old Cutler Road, and Black Point Marina. Surrounded by scenic walking and running trails, conservation areas, shopping, dining, and everyday conveniences, this property offers the perfect combination of comfort, location, and South Florida living.

Getting Around

2
WalkingCar-Dependent
25
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

3/10
Goulds Elementary SchoolGrades PK-50.9 mi
5/10
Cutler Bay MiddleGrades 6-82.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,374 sqft

Property

Details

  • Parcel number: 3060170262260

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Exterior features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 2
  • Parking features: Covered,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$117$1,404
Property Taxes $280$3,360
Electricity $197$2,366
Total$2,692$32,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,297/yr
40% on housing$80,760/yr
45% on housing$71,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$219
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$415,000
2026-05-31Listed for sale$415,000
2022-01-28Listing removed--
2022-01-18Price change$371,190
2022-01-06Price change$368,190
2021-12-21Price change$365,190
2021-12-20Listed for sale$303,007

For Sale by Agent

AgentIvette Diaz
BrokerageEXP Realty LLC

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