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18762 Terra Vista Pl, Westfield, IN, 46074

3beds
3baths
1,896sqft
$295,000
$156price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Opportunity awaits with this 1,858-square-foot end-unit townhouse in Westfield's desirable Lancaster subdivision. Built in 2022 by Pulte Homes, this residence offers three bedrooms and two-and-a-half baths across two levels of modern living space. The main floor features an open-concept great room and a kitchen with a center island, while the upper level includes a primary suite with a walk-in closet and double-sink vanity. Residents of this community benefit from a low-maintenance lifestyle, all while being situated in the top-rated Westfield-Washington School District. Perfectly positioned for convenience, the property is located near the Monon Trail, Grand Park Sports Campus, and a variety of premier shopping and dining options along the SR 32 corridor. This home is sold as-is, providing a unique chance to gain entry into one of Central Indiana's fastest-growing areas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
9/10
Westfield Middle SchoolGrades 7-82.2 mi
10/10
Westfield High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: None
  • Laundry features: Upper Level

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Features

  • Attic Access,High Ceilings,Kitchen Island,High Speed Internet,Eat-in Kitchen,Wired for Data,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 290527010052000015
  • Attached to another structure: Yes
  • Special condition: As Is,Short Sale
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Features: Sidewalks,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$101$1,212
Property Taxes $213$2,556
Electricity $184$2,212
Total$1,989$23,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$222
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$300,000
2026-04-09Price change$305,000
2026-03-02Listed for sale$315,000
2023-09-07Listing removed--
2023-08-17Listed for rent$2,200
2022-05-25Listing removed--
2022-05-01Price change$339,840
2022-03-02Price change$312,985
2022-01-31Price change$284,990
2022-01-01Price change$275,990
2021-12-18Price change$265,990
2021-12-17Listed for sale$260,990

For Sale by Agent

AgentFred Krawczyk
BrokerageEnvoy Real Estate, LLC

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