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1804 Ranch Rd, Placerville, CO, 81430

5beds
7baths
5,015sqft
$5,995,000
$1,195price/sqft
$38,419/moest. monthly cost
$1,536,760/yrincome needed

About This Home

Set on 58+ private acres within the gated San Juan Ranch, 1804 Ranch Road offers sweeping views of the San Juan Mountains, Mount Sneffels, the Wilson Range, and the Cimarrons. Originally built in 2005, this beautifully updated mountain contemporary estate has been extensively renovated with fresh interior surfaces, curated furnishings, updated electrical and plumbing systems and a sophisticated whole-home audio system, creating a truly turnkey retreat.Spanning over 5,000 square feet, the residence features five spacious ensuite bedrooms, including a main-level primary suite for convenient single-level living. An oversized executive office provides an ideal workspace, while expansive windows throughout showcase breathtaking mountain vistas from nearly every room. Designed for both entertaining and everyday comfort, the open living spaces flow seamlessly to outdoor patios and gathering areas that capture unforgettable sunrises, alpenglow, and sunsets. An oversized four-car garage and generous storage complement the home's thoughtful design.1804 Ranch Road is a rare opportunity to own a meticulously updated mountain estate in San Juan Ranch, one of Colorado's most coveted 2,200-acre ranch settings. · State-of-the-art water purification system · Fully air-conditioned · Solar in-floor heating and domestic hot water · Expansive executive office · Oversized 4-car garage

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
5/10
Columbine Middle SchoolGrades 6-822.4 mi
6/10
Montrose High SchoolGrades 9-1222.3 mi

Construction

Condition

  • Property condition: 21 - 40 Years
  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Frame,Stone,Stucco,Wood (Natural)

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Gas Oven/Range,Microwave,Refrigerator,Washer,Water Softener

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Steam Shower,Wet Bar,Lofts: None
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Radiant Floor,In-Floor,Energy Efficient Gas Heat
  • Cooling features: Air Conditioning

Interior Area

  • Total structure area: 5,015
  • Total interior livable area: 5,015 sqft

Property

Details

  • Parcel number: R0012890
  • Zoning description: Residential
  • Other equipment: Irrigation Equipment

Features

  • Patio & porch: Patio/Deck
  • Exterior features: Gated,Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Sneffels,Wilson,Cimarrons,N Pole

Lot

  • Lot size: 58.46 Acres
  • Features: Rural

Parking

  • Total spaces: 7
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Drought
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,313$363,756
Home Insurance *$5,930$71,160
Property Taxes $1,798$21,576
Electricity $378$4,543
Total$38,419$461,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,317,222/yr
40% on housing$1,152,570/yr
45% on housing$1,024,506/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,195This listing

vs Other Active Listings

Avg $/sqft

ZIP 81430$717
Montrose County$384

vs Homes Sold Last Month

Median $/sqft

ZIP 81430
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$5,995,000
2022-02-15Sold$3,800,000
2021-11-23Pending sale$4,100,000

For Sale by Agent

AgentTD Smith
BrokerageTelluride Properties Main St.

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