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531 Azalea Dr NW, Pt Charlotte, FL, 33952

2beds
2baths
947sqft
$182,000
$192price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

Welcome to 531 Azalea Drive NW — a thoughtfully updated home offering comfort, functionality, and peace of mind in the heart of Port Charlotte. This move-in ready property features key upgrades, including a new roof and HVAC system installed in 2022, providing confidence for years to come. Inside, the home offers a functional, well-designed layout that maximizes both space and flow, creating an inviting setting for everyday living and effortless entertaining. Natural light enhances the interior, adding warmth and a welcoming feel throughout. Step outside to the screened lanai, an ideal space to relax or gather with guests, all while overlooking a spacious, fully fenced backyard—perfect for pets, outdoor activities, or simply enjoying your own private retreat. Located in a flood zone, this home includes a significant advantage: a transferable flood insurance policy at a rate well below current market premiums, offering valuable long-term savings. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this home delivers both value and livability. Priced to sell — schedule your private showing today.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
4/10
Murdock Middle SchoolGrades 6-83.6 mi
2/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 165.68
  • Dimensions: 15.2x10.9

Bathroom2

  • Features: Tub With Shower,Window/Skylight in Bath
  • Level: First
  • Area: 42.4
  • Dimensions: 8x5.3

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 113.85
  • Dimensions: 9.9x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 69.6
  • Dimensions: 8.7x8

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Thermostat
  • Window features: Hurricane Shutters
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 947 sqft

Kitchen

  • Features: Dual Sinks
  • Level: First
  • Area: 59.013
  • Dimensions: 7.11x8.3

Laundry

  • Level: First
  • Area: 40
  • Dimensions: 5x8

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 211.68
  • Dimensions: 14.4x14.7

Primary Bathroom

  • Features: Shower No Tub,Window/Skylight in Bath
  • Level: First
  • Area: 42.77
  • Dimensions: 9.1x4.7

Primary Bedroom

  • Features: En Suite Bathroom,Tub With Shower,Built-in Closet
  • Level: First
  • Area: 145.2
  • Dimensions: 13.2x11

Property

Details

  • Parcel number: 402221233004
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed
  • Fencing: Fenced

Lot

  • Lot size: 10,000 sqft
  • Features: Flood Insurance Required,FloodZone
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $920$11,040
Home Insurance *$120$1,440
Property Taxes $127$1,524
Electricity $197$2,366
Total$1,364$16,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$149
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$187,000
2026-05-01Listed for sale$192,200
2026-01-10Listing removed$199,000
2025-10-07Price change$199,000
2025-08-11Listed for sale$199,500

For Sale by Agent

AgentAshley Abbott
BrokerageBAYPORT PROPERTY GROUP

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