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1071 Amberley Crossing Dr, Belmont, NC, 28012

5beds
3baths
3,203sqft
$549,995
$172price/sqft
$3,913/moest. monthly cost
$156,520/yrincome needed

About This Home

Welcome to your dream home in the highly sought-after Amberley community! This stunning, move-in-ready residence, built in 2021 by Meritage Homes, offers an expansive open-concept floor plan with 5 spacious bedrooms and 3 full bathrooms. Spanning over 3,200 square feet, this home perfectly blends modern elegance with everyday functionality. Open Living Space: The main level features beautiful hardwood flooring and an inviting living area with a cozy fireplace. Gourmet Kitchen: Equipped with energy-efficient appliances (included), a large kitchen island, walk-in pantry, and sleek finishes—perfect for hosting family and friends. A desirable primary suite with dual sinks and a large walk-in closet is complemented by additional bedrooms that provide flexibility for a home office or guest quarters. Built with Meritage Homes' signature energy-saving features, including advanced insulation and energy-efficient HVAC systems. Enjoy a private, fenced-in backyard and a back patio ideal for summer BBQs and relaxing evenings. Custom Built Deck at the end of the backyard for perfect gatherings. Neighborhood amenities include a children's play area and a private walking trail for the neighborhood. Situated in a calm, friendly neighborhood in the top-rated Belmont School District. You are just 3 minutes away from Harris Teeter and Chick-fil-A, and within 10 minutes of Walmart and Lowe’s. This home places you just minutes from the charm and energy of downtown Belmont, where you’ll find local restaurants, boutique shopping, and scenic parks. Don’t miss this opportunity to own a nearly new, beautifully designed home in one of Belmont’s most convenient and attractive locations!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Belmont Middle SchoolGrades 6-80.8 mi
9/10
South Point High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Cedar Shake,Fiber Cement,Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Gas Range
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,203

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,203
  • Total interior livable area: 3,203 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 302866
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$159$1,908
Property Taxes $675$8,100
Electricity $298$3,579
Total$3,913$46,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,160/yr
40% on housing$117,390/yr
45% on housing$104,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$549,995
2024-03-05Listing removed--
2024-02-05Listed for rent$3,000
2023-02-23Listing removed--
2023-02-10Listed for rent$2,800
2021-09-09Sold$465,000

For Sale by Agent

AgentManjesh Gorajala
BrokerageKPMS L.L.C.

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