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424 20th Ave, San Francisco, CA, 94121

12beds
0baths
5,996sqft
$2,600,000
$434price/sqft
$16,362/moest. monthly cost
$654,480/yrincome needed

About This Home

424 20th Avenue is a well-maintained six unit building in the Richmond District. The property consists of two 3bd/2ba, two 2bd/1.5ba, two 1bd/1ba, and garage parking for seven cars. Both of the 3bd/2ba units feature a gas fireplace, spacious rooms, and great natural light. One of these units will be delivered vacant, providing a great owner's unit or the ability to achieve market rent. The units are separately metered for gas and electricity, and each has their own furnace, keeping operating expenses low. The main electrical indicates 400 Amps of service and all of the subpanels in the apartments were recently replaced. This is an excellent opportunity to acquire a turn-key building with great upside in a desirable Richmond District location. This is a court-ordered sale, and may be subject to court confirmation and overbid.

Getting Around

97
WalkingWalker's Paradise
71
TransitExcellent Transit
79
BikeVery Bikeable

Schools

9/10
9/10
Presidio Middle SchoolGrades 6-80.6 mi
8/10

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 12

Interior Area

  • Total structure area: 5,996
  • Total interior livable area: 5,996 sqft

Property

Details

  • Parcel number: 1525038
  • Special condition: Offer As Is,Third Party Approval,Other

Lot

  • Lot size: 4,500 sqft
  • Features: None

Parking

  • Total spaces: 7
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$370$4,440
Property Taxes $1,560$18,720
Electricity $1,285$15,429
Total$16,362$196,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$560,982/yr
40% on housing$490,860/yr
45% on housing$436,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 94121$804
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94121$1,000
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$2,600,000
2026-07-08Price change$2,600,000
2026-06-04Listed for sale$2,800,000
2024-06-21Listing removed--
2024-06-18Listed for rent$2,388
2022-02-11Listing removed--
2021-12-14Listed for rent$2,350

For Sale by Agent

AgentAdam D. Filly
BrokerageCompass Commercial

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