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107 A WestLake Road, Oroville, WA, 98844

5beds
3baths
2,624sqft
$499,900
$191price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

Wake up to breathtaking panoramic views of Lake Osoyoos in this stunning 5-bedroom, 3-bathroom home. The main level features 3 bed/2 bath, a beautiful living and dining area with expansive windows and a full-length front deck, perfect for soaking in the lake & mountain scenery. A daylight basement offers 2 bed, 3/4 bath a large bonus room ideal for a separate living space, guest suite, or extended living. A rare blend of space, flexibility, and unforgettable views. Approx. 3 miles to Canadian border. Walk to Deep Bay and swim, boat, kayak or BBQ. Additional updates in agents notes.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1968

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Notable Dates

  • Major remodel year: 1968

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Concrete,Laminate,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Lower

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Wood
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,624 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7900520005
  • Zoning: Res
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: none

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Water Heater
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 0.88 Acres
  • Features: Paved,Deck,Irrigation,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Wildfire
Winter Weather
Avalanche
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$249$2,988
Property Taxes $266$3,192
Electricity $179$2,153
Total$3,221$38,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 98844$166
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98844
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listed for sale$540,000
2022-07-15Sold$415,000
2022-03-05Pending sale$424,950
2022-03-03Listed for sale$424,950

For Sale by Agent

AgentKathy Wilcox
BrokerageOkanogan County Realty, LLC

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