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39 Main Street, Harmony, ME, 04942

4beds
2baths
1,626sqft
$289,000
$178price/sqft
$2,105/moest. monthly cost
$84,200/yrincome needed

About This Home

This is a beautiful setting for a historical antique home with frontage on Higgins Stream. This home has an in-law apartment, a big barn, and five acres. This could be your dream home, or make a fantastic short-term rental, or just rent the in-law apartment to help pay your mortgage. This historic home was once a booming Inn for the railroad back in the day. The renovations are nearly complete. The open pasture area in front of the horse barn is ideal for gardens, or orchard. Income potential and stream front has value for many uses. A rare opportunity to Watch a variety of birds, such as eagles and ospreys navigating above the stream from your deck, which is wheelchair accessible. A variety store is within walking distance, and yet your privacy is ensured. The property also has frontage on Steamview Drive, too, adding greater potential for improvements., This area is covered with wildflowers and there is abundant wildlife. The ITS snowmobile trail is here too. An added sweet spot is a swimming hole on the owned shoreline. Fish right from your yard. The horse barn has three stalls and there is a chicken coop and run. With apple trees, blueberries, blackberries, and raspberries there is enough to store up for the winter. Harmony is known as the Heart of Maine, for location and ambience. Harmony fairgrounds, Freedom Field, and Grace on the Lake (event venues) are a few attractions. You are 20 minutes to either Newport or Skowhegan, the county seat, for shopping, services and employment. Don't miss the opportunity to polish this diamond to sparkling glitter. Income potential and with stream frontage the property has many uses. A rare opportunity for your dream to come true. Motivated Seller! Seller has recently updated the hot water heater, and a new deck - wheelchair accessible - and the first floor is handicap accessible as well.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Harmony Elementary SchoolGrades PK-80.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Poured Concrete
  • Roof: Metal,Shingle
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Farmhouse,New Englander,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Full,Sump Pump,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Features

  • 1st Floor Bedroom,In-Law Floorplan
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,626

Heating & Cooling

  • Heating features: Forced Air,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,626
  • Total interior livable area: 1,626 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Zoning: Shoreland

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Fields,Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Higgins Stream
  • Frontage length: Waterfrontage: 850,Waterfrontage Owned: 850

Lot

  • Lot size: 5 Acres
  • Features: Near Town,Other,Agricultural,Harvestable Crops,Open Lot,Pasture,Rolling Slope,Landscaped,Wooded

Parking

  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather
Hurricane

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance $162$1,944
Property Taxes $238$2,856
Electricity $244$2,930
Total$2,105$25,260

Income You'd Need if You Spent...

35% on housing$72,171/yr
40% on housing$63,150/yr
45% on housing$56,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 04942$82
Somerset County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 04942
Somerset County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-11Price change$299,000
2025-10-03Price change$325,000
2025-08-28Price change$335,000
2025-08-17Price change$340,000
2025-07-28Price change$345,000
2025-07-02Listed for sale$347,000
2025-05-14Listing removed$347,000
2025-03-05Price change$347,000
2025-01-23Price change$348,500
2025-01-06Listed for sale$350,000
2024-10-16Listing removed$299,000
2024-09-17Price change$330,000
2024-08-07Price change$344,000
2024-07-30Price change$344,500
2024-06-24Listed for sale$349,500
2022-03-04Sold$135,000
2022-01-10Contingent$148,900
2021-12-14Listed for sale$148,900

For Sale by Agent

AgentDottie Field
BrokerageNorth Country Properties

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