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17155 W Bernardo Dr Unit 107, San Diego, CA, 92127

2beds
2baths
944sqft
$499,999
$530price/sqft
$3,476/moest. monthly cost
$139,040/yrincome needed

About This Home

1st floor unit, with washer and dryer inside the unit. BUY THIS HOME, I'LL BUY YOURS! Seller will consider concessions up to 4% AND a 2/1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Seller reserves the right to offer HOA payment incentives. Welcome to this highly sought after 2 bed 2 bath condo in the heart of Rancho Bernardo located in the Waterbridge community. This condo is the perfect starter or investor property! The home has been very well maintained and shows pride of ownership. This beautiful property offers a comfortable and modern living space with luxury vinyl plank flooring throughout. The condo features a newer AC system, ensuring comfort during warmer months, newer light fixtures. Residents will enjoy easy access to nearby amenities and a great school district and Close to many shopping centers and the 15 freeway! Amenities include pool and spa, gym, fenced children playground, fitness center, club house and more! Inside the coveted PUSD you have access to Westwood elementary, Bernardo Heights Middle School and Rancho Bernardo High School. Don't miss out on this fantastic opportunity to own a home in this desirable area. Welcome to this highly desirable 2-bedroom, 2-bath condo located in the Waterbridge community of Rancho Bernardo. Ideal for first-time buyers or investors, this home has been meticulously cared for and clearly reflects pride of ownership. It features a stylish and comfortable living space with luxury vinyl plank flooring throughout, along with a newly installed AC system and updated light fixtures for added comfort and convenience. Residents enjoy close proximity to shopping, dining, and easy access to the 15 freeway, all within a highly rated school district. Community amenities include a pool and spa, fitness center, clubhouse, and a fenced playground. Located within the sought-after PUSD, the home is served by Westwood Elementary, Bernardo Heights Middle School, and Rancho Bernardo High School. A great opportunity to own in one of Rancho Bernardo's most desirable communities-don't miss it!

Getting Around

42
WalkingCar-Dependent
33
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Flooring: Vinyl
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 944
  • Total interior livable area: 944 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 2735702923
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Patio & porch: Patio

Lot

  • Features: Pool,Near Bus

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$74$888
Property Taxes $476$5,712
Electricity $398$4,786
Total$3,476$41,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,177/yr
40% on housing$104,280/yr
45% on housing$92,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$530This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$673
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$499,999
2023-09-15Sold$552,000
2023-09-06Pending sale$499,999
2023-08-29Listed for sale$499,999
2019-04-11Sold$346,500
2017-05-23Sold$320,000
2006-10-05Sold$315,000

For Sale by Agent

AgentRoya Sherif, EXP REALTY OF GREATER LOS ANGELES, INC
BrokerageEXP REALTY OF GREATER LOS ANGELES, INC

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