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555 Townsend St APT 203, Birmingham, MI, 48009

2beds
2baths
1,219sqft
$339,900
$279price/sqft
$2,363/moest. monthly cost
$94,520/yrincome needed

About This Home

Welcome to this inviting upper-level condo nestled in the heart of Birmingham! With a bright, functional layout, this residence combines comfort, convenience, and a prime location. Filled with natural light, the open floor plan provides a wonderful opportunity to make it your own while enjoying the ease of low-maintenance living. Private basement storage provides additional space for seasonal items and everyday organization. Ideally located within walking distance of downtown Birmingham, you’ll enjoy everything this vibrant community has to offer.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

10/10
Pierce Elementary SchoolGrades PK-50.8 mi
9/10
Derby Middle SchoolGrades 6-81.0 mi
8/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Condo
  • Architectural style: Common Entry Building
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Microwave,Washer
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Common,Partially Finished

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Features

  • Finished area above ground: 1,219

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall Units

Interior Area

  • Total interior livable area: 1,219 sqft

Kitchen

  • Level: Second
  • Area: 90
  • Dimensions: 9 X 10

Living Room

  • Level: Second
  • Area: 240
  • Dimensions: 15 X 16

Other

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 16 X 12

Property

Details

  • Parcel number: 1936135031
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps

Parking

  • Parking features: Assigned 1 Space,No Garage,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$103$1,236
Property Taxes $354$4,248
Electricity $188$2,259
Total$2,363$28,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,017/yr
40% on housing$70,890/yr
45% on housing$63,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 48009$424
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48009$363
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$330,000
2026-07-28Price change$339,900
2026-07-20Listed for sale$349,900
2024-05-12Listing removed$299,900
2021-08-05Contingent$299,900
2021-07-28Price change$299,900
2021-06-23Listed for sale$310,000

For Sale by Agent

AgentAustin Garner
BrokerageIon Real Estate

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