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413 1ST Street S #303, Jacksonville Beach, FL, 32250

1beds
1baths
580sqft
$474,900
$819price/sqft
$3,200/moest. monthly cost
$128,000/yrincome needed

About This Home

Wake up to panoramic ocean views and the soothing rhythm of the waves in this beautifully appointed, fully furnished oceanfront condo--where effortless coastal living meets strong income potential. Start your mornings on your private balcony, coffee in hand, as the sun rises over the water. Spend your days with direct beach access just steps from your door, or explore nearby parks, local boutiques, and an eclectic mix of restaurants and nightlife--all within easy walking distance. Currently operating as a high-performing short-term rental, this turnkey property offers flexibility and financial upside. Whether you're an investor seeking reliable returns, a second-home buyer wanting to offset expenses, or someone looking for a personal retreat with income potential, this condo checks every box. Designated parking ensures everyday convenience, and its prime location--just five miles from the Mayo Clinic--adds exceptional appeal for both vacationers and extended-stay guests. Rarely does a property combine location, lifestyle, and revenue opportunity so seamlessly. This is more than a condo--it's a smart investment wrapped in a beachfront escape.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1983

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Condotel
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Primary Bathroom - Tub with Shower,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 580 sqft

Property

Details

  • Parcel number: 1758701014
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Beach,Ocean,Pool
  • Has water view: Yes
  • Water view: Beach,Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access

Lot

  • Lot size: 435.60 sqft

Parking

  • Parking features: Assigned,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$306$3,672
Property Taxes $296$3,552
Electricity $197$2,366
Total$3,200$38,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,714/yr
40% on housing$96,000/yr
45% on housing$85,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$819This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$426
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$494,000
2026-02-17Listing removed$494,000
2026-02-07Price change$494,000
2024-12-09Price change$499,000
2024-11-12Listed for sale$525,000
2024-11-12Listing removed$525,000
2024-10-14Price change$525,000
2024-07-13Price change$529,900
2024-05-30Listed for sale$539,900

For Sale by Agent

AgentANDRIA EDWARDS, COLDWELL BANKER VANGUARD REALTY, ROBERT LEE EDWARDS, JR
BrokerageCOLDWELL BANKER VANGUARD REALTY

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