




441/443 Karrow Ave, Whitefish, MT, 59937
About This Home
Investment opportunity to own both sides of a townhome duplex with NO HOA in one of Whitefish’s most desirable locations near Whitefish Lake Golf Club, walking paths to downtown and less than a 15 minute drive to Whitefish Mtn Resort. 3,424 of combined living space between the 2 units. Both units currently rented out. Each unit includes 3 bedrooms and 2.5 bathrooms. 441 Karrow was completely remodeled in 2024, no surface left untouched with all new appliances, plumbing fixtures and Norwegian style Jotul Fireplace. 443 Karrow updates, include freshly painted walls and cabinets. Both units have newly installed mini-split AC units, radiant heated first floor, fireplace on first level, enclosed fenced yards, primary bedroom balcony with views of Whitefish Mtn Resort, single car garage and covered patio off living room. See Supplemental Remarks for a full description of each individual unit. Furniture was for photo staging only. 441 Karrow Description: Enjoy 1712 sf in this newly remodeled 3Bed/2.5 bath townhome. The kitchen features a cozy window seat with storage and golf course views from the sink. The open living and dining area is complete with modern gas fireplace and radiant heated floors. The primary suite has sitting area and balcony. Queen bed fits comfortably in bedroom 2 and bedroom 3 can be used as a home office. Recent upgrades include but are not limited to new flooring throughout, kitchen cabinets, fixtures and counters, window coverings, painting inside and out, lighting, 2 upper bathrooms are completely new as well as the addition of a split AC unit and enlarged covered back patio. Fenced yard, attached 1 car garage. New lighted city walking path puts you just minutes from downtown Whitefish and Whitefish Lake Golf Club. NO HOA! 443 Karrow Description: Enjoy easy low maintenance living in this refurbished 1712 sf, 3 Bed/2.5 Bath townhome. The kitchen has ample storage space in newly painted cabinets, pantry and large pass through to living/dining. The open living/dining area is complete with fireplace, radiant heated floors and slider to rear yard with covered patio. The oversized primary suite boasts a balcony with views of Ski Resort. Bedroom 2 has easily fits a queen bed, while Bedroom 3 can be used as an office. Dedicated laundry space is conveniently located upstairs. Home has been freshly painted inside and out and a new mini-split AC was recently installed. Fenced rear & side yard, attached 1 car garage with rear yard access man door complete this home. New lighted city walking path puts you just minutes from downtown Whitefish and Whitefish Lake Golf Club. NO HOA!
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2007
Materials
- Foundation: Poured
Type & Style
- Home type: Townhouse
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Fireplace,Open Floorplan
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Ductless,Radiant
- Cooling features: Ductless
Interior Area
- Total interior livable area: 3,424 sqft
Property
Details
- Parcel number: 07429236229185441
- Zoning: Residential
- Zoning description: WR-2
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Rear Porch,Covered,Patio,Porch,Balcony
- Exterior features: Balcony
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Golf Course,Ski Area
- Topography of land: Level
Lot
- Lot size: 9,975 sqft
- Features: Back Yard,Landscaped,Secluded,Views,Level
Parking
- Total spaces: 2
- Parking features: Additional Parking,Garage,Garage Door Opener,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Winter Weather
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,591 | $103,092 |
| Home Insurance | $379 | $4,548 |
| Property Taxes | $764 | $9,168 |
| Electricity | $235 | $2,821 |
| Total | $9,969 | $119,628 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-20 | Listed for sale | $1,699,000 |
| 2025-09-01 | Listing removed | $1,798,000 |
| 2025-07-16 | Price change | $1,798,000 |
| 2025-06-18 | Listed for sale | $1,950,000 |
| 2022-01-07 | Sold | -- |
| 2021-12-16 | Contingent | $1,160,000 |
| 2021-12-11 | Listed for sale | $1,160,000 |
