See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4920 Bright Rd, Charlotte, NC, 28214

3beds
1baths
1,676sqft
$365,000
$218price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

Nearly 0.5 acre with no HOA, a flexible layout, and income-producing opportunity. This tri-level property offers multiple living areas with separate exterior entrances, ideal for house hacking, multi-generational living, or continued investor use. Fully fenced with gorgeous sunsets and lake views nearby, in a private wooded setting minutes from CLT Airport, Belmont, the Whitewater Center, and the future River District. Several key updates include: roof (2022), water heater (2023), mini-split heating and cooling systems (2023), & permitted well system (2023). Listed as 3BR/1BA per tax records. Sold AS-IS. Unpermitted 2 additional kitchens & 2 additional bathrooms are currently present. Buyer to verify layout, permits, square footage, and intended use.

Getting Around

0
WalkingCar-Dependent
6
TransitMinimal Transit
5
BikeSomewhat Bikeable

Schools

5/10
1/10
West Mecklenburg HighGrades 9-123.3 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Refrigerator,Washer/Dryer
  • Laundry features: In Carport,Laundry Room,Lower Level

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan
  • Flooring: Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,676

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Upper

Kitchen

  • Level: Lower

Laundry

  • Level: Lower

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 11307315
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Rear Porch
  • Fencing: Back Yard,Fenced,Privacy,Wood

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$135$1,620
Property Taxes $209$2,508
Electricity $200$2,405
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$159
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$365,000
2026-03-20Listed for sale$375,000
2022-05-02Sold$267,500
2022-04-04Contingent$299,000
2022-03-29Listed for sale$299,000
2022-03-16Contingent$299,000
2022-03-04Listed for sale$299,000
2022-01-24Contingent$299,000
2021-12-10Listed for sale$299,000

For Sale by Agent

AgentGloria Leguillow
BrokerageYancey Realty, LLC

Similar Homes