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10 Rustic Dr, Millersburg, OH, 44654

5beds
3baths
2,700sqft
$425,000
$157price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Welcome to our family home in Millersburg — conveniently located close to shops, restaurants, and everything you need, while tucked away in a quiet, peaceful neighborhood near the end of a cul-de-sac. It truly offers the best of both worlds! Built in 1976, this home was thoughtfully remodeled in 2015, with a full basement remodel completed in 2021. We have also made recent updates and improvements that make this home “move in ready!”Over the years, we’ve loved creating spaces perfect for both everyday living and entertaining. ? Features include: • 4 potentially 5 bedrooms • 2.5 bathrooms • Two spacious living areas • Dining room + kitchen/dinette space • Fully remodeled basement • Back patio area • Backyard basketball court This home has been filled with so many memories, and we hope the next owners will love it just as much as we have!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
5/10
5/10
West Holmes High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,700 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$148$1,776
Property Taxes $315$3,780
Electricity $289$3,474
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 44654$165
Holmes County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 44654
Holmes County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-06Listed for sale$425,000
2014-12-31Sold$169,250

For Sale by Owner

AgentProperty Owner

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