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985 E Mingus Avenue #111, Cottonwood, AZ, 86326

1beds
1baths
680sqft
$219,000
$322price/sqft
$1,456/moest. monthly cost
$58,240/yrincome needed

About This Home

Sweet and Cozy! One bedroom, one bath condominium in the heart of Cottonwood.... Enter directly from your one car garage or via front door....Open floor plan to include living room with gas log fireplace and accent lighting and access to your private walled exterior patio, dining area with large wall closet for storage, and a galley style electric kitchen with all appliances including a water filtration system... Hallway leads to master bedroom with wall closet, and directly across the hall a full bath with combo tub/shower....the the end of hallway is your laundry which includes washer/dryer....Doorway from laundry leads into your connected one car garage...Condo includes use of community pool and exercise room located just steps away...

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
--
Arizona Izone InstituteGrades K-120.5 mi
2/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 9+ Flat Ceilings,Laminate Counters
  • Window features: Screens,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,Neighbor Above

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Property

Details

  • Parcel number: 40642261
  • Attached to another structure: Yes

Features

  • Stories: 2
  • Patio & porch: Patio
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 566 sqft
  • Features: None,North/South Exposure

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance $60$720
Property Taxes $73$876
Electricity $216$2,603
Total$1,456$17,472

Income You'd Need if You Spent...

35% on housing$49,920/yr
40% on housing$43,680/yr
45% on housing$38,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$219
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$219,000
2022-02-03Sold$176,000
2022-01-05Pending sale$176,000
2021-12-07Listed for sale$176,000
2017-09-20Sold$105,000

For Sale by Agent

AgentTimothy Toth
BrokerageColdwell Banker Northland

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