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548 Sweet Birch Park Ln, Black Mountain, NC, 28711

3beds
3baths
2,241sqft
$535,000
$239price/sqft
$3,459/moest. monthly cost
$138,360/yrincome needed

About This Home

548 Sweet Birch closed in April, 2023. It is not in a flood zone (FEMA documented, look at the ratings as well)) and equally important is it stayed high and dry during Hurricane Helene because of the following construction details: 1)The back is up 9 feet with a one foot step up to get in to the tall encapsulated w/dehumidifier “crawl space”, 2) The downward slope towards the back on the side of the house, 3) The slope of the driveway towards the street, 4) The two step ups to the front porch/door. Even the entry door in the garage has a step up. Also being on the street side means it does not back any hill, so there are no worries about mud/landslide issues. Not one drop of water/mud entered the house. It wasn’t just being fortunate that kept 548 safe during the storm, it was the specific construction details that did it. 548 offers immediate worry free occupancy with a proven track record. This unit has mostly been unoccupied(empty since 8/25 as well), as we have only been here to vacation and it has never been rented. There is a tankless gas water heater and the water was turned off when we left before the storm on 9/6 and turned on 12/1 when we returned for 3 weeks after full water service resumed. The Magnolia floor plan has over 2,200 square feet. All living can be done downstairs as the main bedroom, kitchen, laundry room and an additional half bathroom are all down there. Upstairs there are 2 bedrooms, one which has an additional 12 by 6 area with a barn door, a loft, a 12 by 6 1/2 storage room, and bathroom with a large upgraded tub. Indow custom made noise reducing acoustic window inserts are in all 4 windows facing the street. The upstairs is a perfect separation for family or guests as the loft can be a second family room. Dark wood flooring is everywhere except for carpet in the 2 bedrooms and storage room upstairs and tile in the 2 full bathrooms and laundry. The family room has a vented gas fireplace with floor to ceiling bricks and a cedar mantel. Due to the location of our model and the front windows in the Magnolia model we receive lots of natural sunlight. There is a balcony with winter mountain views and you have the option to add stairs, a fence and trees like our neighbor did. There are many other options you can do if you choose to. The larger front porch of the Magnolia has a nice open view. Sweet Birch Commons is located just off 40. It is 1/2 mile south when you exit and only one mile to town. Ingles market is 1/3 of a mile away and Cheshire Village and the YMCA are also just a few minutes walk away. The $100 monthly HOA includes use of the club house with a pool table, ping pong table, large TV and fireplace and small kitchen. Many social events are held there. There is also a fire pit and grill and lots of outdoor seating. There is a street light in front of this unit which offers great light but doesn’t affect you in the house. We want to be as straight forward as possible so no one’s time is wasted and all information is clear. Please reach out with any questions you may have.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-31.4 mi
6/10
Charles D Owen MiddleGrades 6-82.7 mi
7/10
Charles D Owen HighGrades 9-122.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Piers
  • Roof: Composition

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,241 sqft

Property

Details

  • Parcel number: 061911806300000

Features

  • Exterior features: Stone,Cement / Concrete

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$148$1,776
Property Taxes $398$4,776
Electricity $208$2,504
Total$3,459$41,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,594/yr
40% on housing$103,770/yr
45% on housing$92,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$272
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$535,000
2026-04-23Price change$549,000
2026-03-21Listed for sale$559,000
2026-02-15Listing removed--
2025-11-26Price change$570,000
2025-10-16Price change$575,000
2025-09-04Listed for sale$585,000
2025-08-24Listing removed--
2025-07-15Pending sale$585,000
2025-06-02Listed for sale$585,000
2025-04-21Listing removed--
2025-03-31Price change$599,900
2025-02-13Price change$613,000
2025-02-06Price change$609,000
2025-01-23Listed for sale$599,900
2023-04-18Sold$562,286
2023-02-08Pending sale$562,286
2023-02-07Listing removed--
2022-02-28Pending sale$534,900
2022-02-18Price change$534,900
2021-12-03Pending sale$498,900

For Sale by Owner

AgentProperty Owner

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