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0 Benefield Farm Rd, Haleyville, AL, 35565

--beds
0baths
--sqft
$689,000
--price/sqft
$4,599/moest. monthly cost
$183,960/yrincome needed

About This Home

89A± Acres on Upper Bear Creek Lake – Premier Waterfront Development Tract An exceptional lakefront property with over 5,000 feet of shoreline on Upper Bear Creek Lake! This 89A± acre tract offers a unique opportunity for development, investment, or a private lakeside retreat. Much of the shoreline features flat to gently sloping terrain, providing easy access to the water and ideal sites for homes or cabins. Upper Bear Creek Lake, impounded in 1978, covers 1,850 surface acres and is a favorite for anglers and outdoor enthusiasts alike. Enjoy top-tier fishing for bass, crappie, catfish, and bream, as well as boating, swimming, and kayaking in a peaceful setting. Enjoy lake activities on a quiet, less crowded north Alabama water body! Utilities are available at the road, and the property's layout and lake frontage make it well-suited for a variety of uses. This is a rare offering on one of North Alabama's hidden gems. For more information, contact at or

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
3/10
Phillips High SchoolGrades 7-122.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Lot

  • Lot size: 89 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$739$8,868
Property Taxes $137$1,644
Electricity $240$2,881
Total$4,599$55,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,680/yr
40% on housing$137,970/yr
45% on housing$122,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 35565$193
Marion County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 35565
Marion County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-23Price change$689,000
2025-08-11Listed for sale$799,000
2022-11-02Listing removed--
2021-11-29Listed for sale$445,000

For Sale by Agent

AgentAustin Littrell
BrokerageMossy Oak Properties Southeast Land & Wildlife, LLC

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