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108 Ananias St, Troy, AL, 36079

4beds
2baths
2,096sqft
$344,900
$165price/sqft
$2,412/moest. monthly cost
$96,480/yrincome needed

About This Home

Built in 2022, this move-in ready 4BR/2BA home offers modern living in one of Troy's premier neighborhoods, just a short walk to the Troy Sports Complex, splash pad, pool, playground, and fitness facilities. The open-concept floor plan features a spacious living room with a ventless gas fireplace overlooking the kitchen, where the refrigerator, range, and dishwasher all convey. A split-bedroom layout provides added privacy, while the primary suite includes a tiled walk-in shower, soaking tub, and double vanity. Additional upgrades include a whole-home Generac generator, tankless gas water heater, climate-controlled 2-car garage with mini-split HVAC, Rain Bird irrigation system with rain sensor, Ring video doorbell, ADT security system, dedicated laundry room with washer/dryer hookups, and a fully fenced backyard perfect for entertaining, children, or pets. This home truly offers comfort, convenience, and peace of mind.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Troy Elementary SchoolGrades PK-63.6 mi
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Washer/Dryer Hook-up

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining

Features

  • Pantry,Ceiling Fan(s),Walk-In Closet(s)
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,096 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen/Family Combo

Property

Details

  • Parcel number: 551702090000015038

Features

  • Patio & porch: Front Porch,Patio
  • Fencing: Fenced Yard
  • Frontage type: Road Frontage

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$216$2,592
Property Taxes $212$2,544
Electricity $240$2,881
Total$2,412$28,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,697/yr
40% on housing$72,360/yr
45% on housing$64,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 36079$133
Pike County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 36079$158
Pike County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$344,900
2023-08-24Sold$359,000
2022-04-22Sold$302,504
2021-12-20Sold$45,000

For Sale by Agent

AgentZack Jones
BrokerageAlabama Real Estate Connection

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