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284 Highland St, Ripley, TN, 38063

2beds
1baths
832sqft
$105,000
$126price/sqft
$894/moest. monthly cost
$35,760/yrincome needed

About This Home

Charming and updated single-family home featuring 2 bedrooms and 1 full bath. This renovated residence offers a large, functional kitchen with ample workspace, plus a convenient utility room. Recent updates provide move-in-ready comfort throughout. A detached garage includes additional storage space, and the expansive yard offers plenty of room for outdoor enjoyment or future possibilities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
Ripley Primary SchoolGrades PK-21.8 mi
3/10
Ripley Middle SchoolGrades 6-81.7 mi
2/10
Ripley High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Features: Smooth Ceiling
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 150

Features

  • All Bedrooms Down,1 or More BR Down,Primary Down,Full Bath Down,Smooth Ceiling,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 832 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Eat-in Kitchen
  • Area: 150

Living Room

  • Features: Separate Living Room
  • Area: 256

Master Bedroom

  • Features: Smooth Ceiling
  • Level: First
  • Area: 121

Property

Details

  • Parcel number: 095J B 008.00

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.34 Acres
  • Features: Other (See Remarks)
  • Lot size dimensions: 75 x 195 IRR

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance $131$1,572
Property Taxes $58$696
Electricity $175$2,103
Total$894$10,728

Income You'd Need if You Spent...

35% on housing$30,651/yr
40% on housing$26,820/yr
45% on housing$23,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 38063$90
Lauderdale County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 38063
Lauderdale County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$105,000
2026-06-30Price change$114,900
2026-06-01Price change$129,000
2026-05-01Price change$134,900
2026-02-12Price change$139,900
2026-01-10Listed for sale$150,000
2022-02-18Sold$83,000
2022-01-27Pending sale$85,000
2022-01-14Contingent$85,000
2021-12-27Listed for sale$85,000
2021-11-30Pending sale$85,000
2021-11-23Listed for sale$85,000

For Sale by Agent

AgentTamara Harrald
BrokerageEpique Realty

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