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43865 Castaway Cay Ter, Leesburg, VA, 20176

3beds
3baths
3,868sqft
$815,000
$211price/sqft
$5,175/moest. monthly cost
$207,000/yrincome needed

About This Home

Built in 2021 and offering 2,760 finished square feet, this 55+ Leesburg home delivers the space, function, and low-maintenance ease buyers want in a newer home. Set in National Conference Center East, it offers 3 bedrooms, 2 full baths, 1 half bath, an attached garage, and a fenced yard—practical features that make everyday living feel organized from the start. The main level is designed for real life: comfortable gathering areas, a dining space that works for casual meals or hosting, and a kitchen equipped with a built-in microwave, cooktop, wall oven, dishwasher, disposal, refrigerator with icemaker, washer, and dryer. There is no need to overcomplicate it—the essentials are already here, and the layout gives you room to use them well. The main level primary and gorgeous attached bath are private and convenient. Two bedrooms, full bath and den create a straightforward setup with room for a home office, guest space, hobby room, or whatever your next chapter needs. The 2,760-square-foot footprint gives the home flexibility without feeling excessive. The attached garage adds everyday convenience, and the fenced yard gives you outdoor space without demanding too much upkeep. Add seating, planters, a grill, or keep it simple—the space is useful without becoming another project. The community adds another advantage. HOA amenities and services include common-area maintenance, lawn maintenance, snow removal, trash, pool, pickle ball courts, dog park, picnic area, common grounds, bike trail, and path access. That means more built-in convenience and more ways to enjoy the neighborhood without adding extra maintenance to your list. The Leesburg location is another strong point. You are positioned near the area’s shopping, dining, commuter routes, parks, historic downtown, and Loudoun County destinations. It is a setting that gives you daily convenience plus access to the character Leesburg is known for—local restaurants, community events, established green spaces, and nearby countryside escapes. This home is polished, practical, and easy to understand: newer construction, generous square footage, a smart bedroom layout, useful outdoor space, attached garage parking, and a community with amenities that support a low-maintenance lifestyle. For buyers who want space without unnecessary fuss, this one makes a lot of sense.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
8/10
Riverside High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass,Shingle
  • Construction materials: Fiber Cement

Other

  • Builder model: BEAUMONT

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Ice Maker,Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 1108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Primary Bath(s)
  • Finished area below ground: 1,108
  • Finished area above ground: 2,760

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,868
  • Total interior livable area: 3,868 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 081275961000
  • Zoning: PDH4
  • Zoning description: PLANNED DEVELOPMENT HOUSING 4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,485 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$136$1,632
Property Taxes $546$6,552
Electricity $372$4,470
Total$5,175$62,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,428/yr
40% on housing$155,250/yr
45% on housing$138,000/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 20176$260
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20176$269
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$815,000
2026-06-26Price change$849,990
2026-06-18Listed for sale$899,990
2022-03-15Sold$760,990
2022-02-07Pending sale$761,235
2022-01-20Price change$761,235
2021-11-20Listed for sale$760,990

For Sale by Agent

AgentMichelle Palomo
BrokerageSamson Properties

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