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407 King Dr #G, Saint Charles, MO, 63303

2beds
2baths
1,296sqft
$200,000
$154price/sqft
$1,445/moest. monthly cost
$57,800/yrincome needed

About This Home

Enjoy a maintenance-free condo lifestyle with access to a pool, and clubhouse — all without spending your weekends behind a lawn mower. This light-filled home features a dramatic 2-story entry foyer, spacious living room, and an inviting updated kitchen with wood floors, stainless steel appliances, bright updated cabinetry, and a large walk-in pantry. The breakfast room opens through a newer sliding glass door with interior blinds to a generous rear deck. Upstairs, both bedrooms are spacious enough to serve as a primary suite. The beautifully remodeled full bath features a deluxe spa shower with a rain shower head and multiple wall sprayers, and dual sinks! Additional highlights include an off-alley 2-car garage, convenient street parking, and a monthly fee that includes water, sewer, landscaping, and community amenities. Located near major retailers, grocery stores, I-70, and Hwy 94, this condo offers comfort, convenience, and easy living in one great package.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
8/10
Hardin Middle SchoolGrades 7-81.9 mi
6/10
St. Charles High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Built-In Electric Range,Water Heater

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 6010D612521000G.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 1,067 sqft
  • Features: Level,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$117$1,404
Property Taxes $176$2,112
Electricity $141$1,693
Total$1,445$17,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,542/yr
40% on housing$43,350/yr
45% on housing$38,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$200,000
2026-07-11Price change$200,000
2022-01-12Pending sale$182,500
2022-01-04Sold--
2021-12-04Contingent$182,500
2021-11-19Listed for sale$182,500

For Sale by Agent

AgentJulie M Kirkiewicz
BrokerageRE/MAX Results

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