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17632 Grace Ln, Little Falls, MN, 56345

3beds
2baths
1,363sqft
$385,000
$282price/sqft
$3,077/moest. monthly cost
$123,080/yrincome needed

About This Home

Almost-new home loaded with upgrades throughout! The beautifully finished landscaping includes an in-ground sprinkler system with a sand point well, a fully sodded lawn, and thoughtfully designed outdoor spaces. Enjoy the large composite deck and a stunning fenced backyard—perfect for relaxing or entertaining. Inside, the home features a spacious and inviting floor plan with an oversized foyer and an open-concept layout highlighted by vaulted ceilings. The main level offers three bedrooms, including a generous primary suite complete with a private full ensuite bath. Big progress on the lower level! New ductwork, electrical, and framing are complete—ready for sheetrock next. Adding 2 more bedrooms and a full bath, easily turning this into a 5 bed, 3 bath home and building instant equity in the process.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
4/10
Community Middle SchoolGrades 6-82.9 mi
6/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Full

Bedroom

  • Area: 190.4
  • Dimensions: 13.6x14

Bedroom2

  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Area: 127.6
  • Dimensions: 11.6x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,363

Foyer

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,726
  • Total interior livable area: 1,363 sqft

Kitchen

  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 487828000
  • Zoning description: Residential-Single Family
  • Foundation area: 1363

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Patio
  • Fencing: Composite,Full,Vinyl

Lot

  • Lot size: 0.37 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 100 x 155 x 162 x 99

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Tornado
Drought
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$265$3,180
Property Taxes $696$8,352
Electricity $170$2,050
Total$3,077$36,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,497/yr
40% on housing$92,310/yr
45% on housing$82,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 56345$128
Morrison County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56345
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$385,000
2026-05-28Price change$399,900
2026-05-21Listed for sale$409,900
2022-05-16Sold$335,000
2022-04-18Pending sale$324,900
2022-04-08Listed for sale$324,900
2022-03-29Listing removed--
2021-11-16Listed for sale$314,900
2021-11-03Sold$46,333

For Sale by Agent

AgentJeff Kruschek
BrokerageRE/MAX Central MN

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