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101 Summer Lake Dr, Ridgeland, MS, 39157

5beds
4baths
5,124sqft
$1,150,000
$224price/sqft
$7,741/moest. monthly cost
$309,640/yrincome needed

About This Home

Don't miss this opportunity to live in prestigious Bridgewater Subdivision! Classic Charm at its finest! Featuring 5 bedroom/ 4 bathroom on corner lot. Chefs kitchen boasts double oven, gas cooktop, warming drawer. Butlers pantry complete with wine cooler, ice maker, and filtered water. Large great room perfect for relaxation or entertaining. Formal dining and sitting room. Library with custom built-ins. Fireplace in great room, primary bedroom, Library, and outdoor. Screened back porch looking out to private back yard with pool. 3 Car garage with car lift for the collectors. Outdoor storage with attached greenhouse. Call your favorite Realtor today and schedule your private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
6/10
Olde Towne Middle SchoolGrades 6-82.0 mi
5/10
Ridgeland High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Double Oven,Exhaust Fan,Gas Cooktop,Ice Maker,Microwave,Refrigerator,Self Cleaning Oven,Warming Drawer,Wine Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bookcases,Breakfast Bar,Built-in Features,Cedar Closet(s),Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Pantry,Primary Downstairs,Walk-In Closet(s),Wet Bar
  • Door features: Double Entry,Insulated
  • Window features: Insulated Windows,Plantation Shutters,Wood Frames
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Bedroom,Den,Gas Log,Library,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 5,124
  • Total interior livable area: 5,124 sqft

Property

Details

  • Parcel number: 071f23c0770000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite
  • Patio & porch: Patio,Screened
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Wood,Wrought Iron

Lot

  • Lot size: 0.92 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Circular Driveway,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$856$10,272
Property Taxes $594$7,128
Electricity $476$5,717
Total$7,741$92,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,405/yr
40% on housing$232,230/yr
45% on housing$206,426/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 39157$158
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39157$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-27Listed for sale$1,150,000
2023-09-15Sold--
2023-08-07Pending sale$1,050,000
2022-10-07Listed for sale$1,050,000
2022-08-24Listing removed--
2022-05-27Listed for sale$1,045,000
2022-05-15Listing removed--
2022-02-21Price change$1,070,000
2021-10-15Price change$1,099,900
2021-10-03Listed for sale$1,120,000

For Sale by Agent

AgentClay Parker
BrokerageWeichert Realtors - Innovations

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