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648 YELLOW OAKS Lane, Orange Park, FL, 32065

2beds
3baths
1,109sqft
$202,990
$183price/sqft
$1,442/moest. monthly cost
$57,680/yrincome needed

About This Home

Move-in ready and like-new townhome located in the desirable Towering Oaks subdivision within Oakleaf Plantation! This beautifully maintained 2-bedroom, 2.5-bath townhome features an open-concept layout designed for comfortable living and easy entertaining. The spacious kitchen offers updated granite countertops, a large undermount stainless steel sink, stylish backsplash, an oversized island with bar seating, and a bright all-white kitchen design, all overlooking the open family room. Step outside to enjoy the covered rear patio with an upgraded screened-in porch and door, creating the perfect space to relax year-round. Upstairs, both generously sized bedrooms feature private en-suite bathrooms, One has a tub/shower combo, the other one is a walk-in shower, offering ideal privacy and functionality. One of the bedrooms includes a spacious walk-through closet, and the conveniently located upstairs laundry closet adds everyday ease. Residents of Oakleaf enjoy access to two amenity centers featuring resort-style pools, fitness centers, pickleball courts, dog parks, playgrounds, clubhouse access, basketball courts, and barbecue areas, along with great biking paths. Conveniently located with easy access to SR-23, US-17, and Orange Park Town Center, this home is just minutes from shopping, dining, medical facilities, and top-rated schools. Plus, enjoy being just a short drive from Jacksonville area beaches while still enjoying low-maintenance living in one of Oakleaf's most desirable communities. You can park in space number 334 or in any guest space number without a number. Schedule your showing today before this one is gone! Thanks for showing.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
7/10
Oakleaf High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Microwave,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Smart Thermostat
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,109 sqft

Property

Details

  • Parcel number: 06042500786908023
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Screened
  • Fencing: Vinyl

Lot

  • Lot size: 1,306 sqft
  • Features: Dead End Street,Sprinklers In Front,Sprinklers In Rear

Parking

  • Parking features: Additional Parking,Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,026$12,312
Home Insurance *$133$1,596
Property Taxes $86$1,032
Electricity $197$2,366
Total$1,442$17,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,440/yr
40% on housing$43,260/yr
45% on housing$38,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 32065$136
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32065$175
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$215,000
2022-06-29Sold$243,990
2022-02-28Pending sale$243,990
2022-02-16Price change$243,990
2022-02-01Price change$238,990
2022-01-25Price change$235,990
2022-01-12Price change$232,990
2021-12-08Price change$227,990
2021-11-23Price change$225,990
2021-11-11Listed for sale$220,990

For Sale by Agent

AgentBRIAN CAPE
BrokerageHOMESMART

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