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204 S 6th St, Rockford, IL, 61104

--beds
--baths
12,161sqft
$799,000
$66price/sqft
$7,512/moest. monthly cost
$300,480/yrincome needed

About This Home

THE KATHERINE! This property offers an excellent opportunity for an Investor. This listing features an 18-unit apartment complex constructed entirely of brick. The building received a new roof in 2020 and is equipped with a new boiler 2023 and water heater. All units are studio apartments with Murphy beds and private bathrooms; twelve of the units also include kitchens. Some stove and Refrigerators are included "AS IS" The basement offers each unit an individual storage space and laundry hookups Additionally, the sale includes the lot at 212 S. 6th St., which could possibly used for parking lot.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

3/10
1/10
Rockford East High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Rubber
  • Construction materials: Brick/Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 5+ Units

Interior

Appliances

  • Appliances included: Refrigerator,Stove/Cooktop,Natural Gas Water Heater
  • Laundry features: Common Area

Basement

  • Has basement: Yes

Features

  • Finished area below ground: 3,000
  • Finished area above ground: 9,161

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 12,161
  • Total interior livable area: 12,161 sqft

Property

Details

  • Parcel number: 1126310001
  • Zoning: C-4

Features

  • Levels: Three Or More
  • Stories: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$1,019$12,228
Property Taxes $1,518$18,216
Electricity $935$11,224
Total$7,512$90,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,554/yr
40% on housing$225,360/yr
45% on housing$200,320/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 61104$79
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61104$91
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$799,000
2021-12-16Sold$480,000
2021-11-17Pending sale$499,000
2021-11-11Listed for sale$499,000

For Sale by Agent

AgentMaureen McCarty
BrokerageEmerald Realty Group Of Rockford, Pllc

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