769 Happy Valley Rd, Bell Buckle, TN, 37020
About This Home
Highly sought-after Bell Buckle! Experience Southern living at its finest from this custom home perched on over 5 scenic acres with breathtaking hillside views. Offering 3 bedrooms with the flexibility of a 4th bedroom, plus 3 full baths, this home provides plenty of space for everyday living and entertaining. The spacious kitchen features a large center island, double ovens, abundant cabinetry, and opens to the main living areas. The oversized pantry/laundry room includes a utility sink and additional storage. The walk-out basement offers a private entrance, making it ideal for an in-law suite, teen retreat, or guest quarters. Step outside to your own private retreat featuring a heated 10x28 in-ground pool with a new liner and cover (2025), fenced backyard, and incredible outdoor living space. The property also includes an attached 2-car garage, 2-car carport, and a 36x36 metal building that's perfect for RV storage, a workshop, or hobbies. As an added bonus, the $5000 sauna will remain with the home, along with the refrigerator, washer and dryer (upstairs and downstairs), and generator. Enjoy peace of mind with numerous recent updates, including a new roof (2022), HVAC (2021), water heater (2023), two additional water heaters, new sliding door, two new exterior doors, and a septic system that was pumped approximately six months ago. Spacious bedrooms and abundant storage throughout complete this exceptional property, all located just minutes from Webb School while offering the privacy and beauty of country living.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2004
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Double Oven,Electric Oven,Electric Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom1
- Features: Walk-In Closet(s)
- Level: Walk-In Closet(s)
- Area: 304
- Dimensions: 19x16
Bedroom2
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 192
- Dimensions: 16x12
Bedroom3
- Features: Bath
- Level: Bath
- Area: 288
- Dimensions: 16x18
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Walk-In Closet(s)
- Flooring: Laminate
- Finished area below ground: 1,554
- Finished area above ground: 2,004
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,558
- Total interior livable area: 3,558 sqft
Kitchen
- Area: 435
- Dimensions: 29x15
Living Room
- Area: 576
- Dimensions: 32x18
Master Bathroom
- Features: Suite
- Level: Suite
Other
- Area: 135
- Dimensions: 15x9
Recreation Room
- Features: Basement Level
- Level: Basement Level
- Area: 612
- Dimensions: 36x17
Property
Details
- Parcel number: 020 01801 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5.37 Acres
Parking
- Total spaces: 5
- Parking features: Garage Faces Rear,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,660 | $43,920 |
| Home Insurance | $336 | $4,032 |
| Property Taxes | $325 | $3,900 |
| Electricity | $289 | $3,469 |
| Total | $4,610 | $55,320 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $724,000 |
| 2026-06-26 | Listed for sale | $724,000 |
| 2019-09-18 | Sold | $399,000 |
| 2015-08-24 | Sold | $317,500 |
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