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207 Main St E, Wartrace, TN, 37183

4beds
5baths
4,208sqft
$899,000
$214price/sqft
$5,731/moest. monthly cost
$229,240/yrincome needed

About This Home

Historic Charm Meets Modern Luxury in the Heart of Wartrace Welcome to 207 Main St E, Wartrace, TN, a beautifully preserved 1908 historic home located in the charming Wartrace Historic District. This Main Street property blends timeless architectural character with thoughtful modern upgrades, offering a rare opportunity to own a piece of Tennessee history. An iron-gated entrance opens to a classic stone walkway leading to the inviting wraparound front porch, perfect for enjoying peaceful mornings or relaxing evenings in this walkable small-town setting. Inside, the home showcases soaring ceilings, crown molding, spacious rooms, and multiple original fireplaces that highlight its historic craftsmanship. The library features built-in bookcases and a restored wood-burning fireplace, creating a warm and inviting space for reading or gathering. The family room centers around an original oak-mantled fireplace, while the chef’s kitchen has been beautifully updated with a striking blue granite island, white quartz countertops, and premium KitchenAid appliances. A well-appointed butler’s pantry includes a wine cooler and dual Electrolux French-door refrigerator/freezer, making entertaining effortless. The formal dining room features French doors and stained glass accents that open to a secluded backyard retreat. The primary suite offers spa-like comfort with Italian glass vanities and a luxurious marble walk-in shower. Step outside to a private backyard sanctuary featuring a terrace crafted from reclaimed 18th-century cottage beams, Italian-style jacuzzi, fire pit, outdoor shower, and charming guest house—perfect for guests, a studio, or additional living space. Located in the picturesque town of Wartrace, known for its historic charm and Tennessee Walking Horse heritage, this property offers historic elegance, modern comfort, and exceptional character all in one.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1908

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached,Alley Access,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $441$5,292
Property Taxes $404$4,848
Electricity $341$4,102
Total$5,731$68,772

Income You'd Need if You Spent...

35% on housing$196,491/yr
40% on housing$171,930/yr
45% on housing$152,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 37183$206
Bedford County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37183$257
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMelissa Sterling
BrokerageBetter Homes & Gardens Real Estate Heritage Group

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