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321 North Ave #127, Cranford, NJ, 07016

3beds
3baths
--sqft
$615,000
--price/sqft
$4,477/moest. monthly cost
$179,080/yrincome needed

About This Home

This townhome offers a functional layout with views of the private courtyard and a private patio, providing additional outdoor space to relax or enjoy everyday living. The main level features a spacious living room, formal dining room, and a sunny eat-in kitchen with plenty of room for dining and meal preparation.Upstairs, you'll find three generously sized bedrooms and two and a half bathrooms, including a primary bedroom with its own en-suite bathroom. A finished basement adds valuable flex space that can be used for a recreation area, office, workout room, or additional living space to fit a variety of needs. The property also includes a two-car garage for convenient parking and extra storage.Located in a well-established community, this property is just steps from NYC bus service, with a nearby train station making commuting simple. Downtown Cranford is within walking distance and offers a variety of restaurants, coffee shops, a movie theater, fitness centers, and other local amenities, providing convenient access to shopping, dining, and entertainment.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

--
Bloomingdale Ave SchoolGrades K-20.5 mi
8/10
Orange Ave SchoolGrades 3-80.9 mi
8/10
Cranford Sr High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Central Vacuum,Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Rec Room, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second
  • Area: 234

Bedroom2

  • Level: Second
  • Area: 150

Bedroom3

  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 108

Family Room

  • Level: Basement

Features

  • High Ceilings,Central Vacuum,Rec Room,Living Room
  • Flooring: Laminate,Tile,Wood
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: 1 Unit,Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 187

Living Room

  • Level: Ground
  • Area: 240

Property

Details

  • Parcel number: 2903003160000000250001C0127
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: .1654 AC

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$135$1,620
Property Taxes $1,040$12,480
Electricity $193$2,318
Total$4,477$53,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,497/yr
40% on housing$134,310/yr
45% on housing$119,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07016$453
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07016$470
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$615,000
2026-07-18Listed for sale$615,000
AgentYesenia Alcivar
BrokerageSerhant New Jersey Llc

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