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3012 E Valley View Terrace, Tacoma, WA, 98404

4beds
4baths
3,332sqft
$612,000
$184price/sqft
$3,924/moest. monthly cost
$156,960/yrincome needed

About This Home

Experience breathtaking views and timeless charm in this beautifully maintained split-level home located in Tacoma’s desirable McKinley Park area. With easy access to downtown Tacoma, this home offers both convenience and comfort in a prime location.The open main floor features a spacious living room with rich hardwood floors, a cozy fireplace, wood-wrapped windows, and an abundance of natural light. Enjoy sweeping views of the Puget Sound that create a truly inviting atmosphere. The gourmet kitchen includes granite countertops, a large island, eating space, and quality millwork throughout—perfect for everyday living and entertaining. Upstairs, the primary suite offers a private retreat with deck access showcasing stunning views of the Sound and downtown Tacoma. Complete with a 5-piece bath, walk-in closet, and its own fireplace. Two additional bedrooms and a full bath complete the upper level. The lower level provides flexible space ideal for guests, a home office, or bonus room, along with a full bath and ample storage, the ideal mancave!!! Perfect for game nights or watching your favorite sports team. Enjoy all Tacoma has to offer in this exceptional view home! Buyer to verify to satisfaction.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Blix Elementary SchoolGrades PK-50.9 mi
4/10
Stewart Middle SchoolGrades 6-81.9 mi
2/10
Lincoln High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 3,332
  • Total interior livable area: 3,332 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 2081350042
  • Zoning: Residential
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Split
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),Walk-In Closet(s)
  • Has view: Yes
  • View description: City,Partial,Sound,Territorial
  • Has water view: Yes
  • Water view: Sound
  • Topography of land: Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5,749 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Partially,High Speed Internet,Patio,Propane
  • Lot size dimensions: 50 x 115 x 50 x 115

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,094$37,128
Home Insurance *$170$2,040
Property Taxes $433$5,196
Electricity $227$2,734
Total$3,924$47,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,537/yr
40% on housing$117,720/yr
45% on housing$104,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 98404$203
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98404$323
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$615,000
2012-05-02Sold$170,000

For Sale by Agent

AgentThomas Earnest
BrokerageJohn L. Scott, Inc.

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