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129-3 S Highland Avenue #A2, Ossining, NY, 10562

1beds
1baths
750sqft
$160,000
$213price/sqft
$1,349/moest. monthly cost
$53,960/yrincome needed

About This Home

Welcome to this beautifully maintained, pet-friendly 1-bedroom co-op in desirable Ossining, offering the perfect blend of comfort, convenience, and a rare private patio. A spacious foyer welcomes you inside and leads to a thoughtfully designed layout featuring an updated bathroom, a functional kitchen with ample cabinet space, and a generously sized bedroom. The expansive living and dining area provides an ideal setting for both everyday living and entertaining, with a private back door opening directly to your patio, creating a seamless indoor-outdoor lifestyle. Nestled within a well-maintained garden-style community, residents enjoy exceptional amenities including an in-ground swimming pool, basketball court, scenic walking trails, beautifully landscaped grounds, plentiful guest parking, and an assigned parking space conveniently located just steps from the building. Ideally situated just minutes from Metro-North, the Taconic State Parkway, shopping, dining, parks, and the vibrant Ossining waterfront, this home offers the perfect balance of tranquility and accessibility. Whether you're purchasing your first home, downsizing, or searching for a commuter-friendly residence with sought-after outdoor space, this move-in-ready opportunity is one you won't want to miss.

Getting Around

62
WalkingSomewhat Walkable
41
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

--
Park SchoolGrades PK-K0.8 mi
6/10
4/10
Ossining High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1962

Materials

  • Construction materials: Brownstone

Notable Dates

  • Major remodel year: 1987

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Oil Water Heater
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Tile
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Three Or More
  • Pool features: Community,In Ground
  • Patio & porch: Patio

Lot

  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 1
  • Parking features: Assigned,Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$49$588
Property Taxes $245$2,940
Electricity $246$2,954
Total$1,349$16,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,251/yr
40% on housing$40,470/yr
45% on housing$35,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 10562$372
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10562$388
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$150,000
2026-07-16Listed for sale$160,000
2025-11-05Listing removed$150,000
2025-10-02Listed for sale$150,000
2025-08-08Pending sale$150,000
2025-07-24Listed for sale$150,000
2024-01-11Sold$130,000
2023-08-04Pending sale$130,000
2023-05-20Listed for sale$130,000
2022-12-13Pending sale$130,000
2022-10-08Listed for sale$130,000
2022-10-07Listing removed--
2022-06-16Pending sale$130,000
2022-05-14Listed for sale$130,000
2022-05-05Listing removed--
2022-04-21Listed for sale$132,000
2022-03-16Sold$120,000
2021-11-18Pending sale$119,900
2021-10-26Listed for sale$119,900
2021-10-15Sold$52,000

For Sale by Agent

AgentJose Cruz
BrokerageDouglas Elliman Real Estate

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