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21416 County Road 222, Crane Hill, AL, 35053

2beds
1baths
668sqft
$1,100,000
$1,647price/sqft
$6,563/moest. monthly cost
$262,520/yrincome needed

About This Home

Location, Location, Location!! This property has approximately 1000 feet of waterfront that lies directly across from Trident Marina and Waterford Condominiums. It also lies within a no-wake zone. Perfect for a commercial or residential development with a location second to none!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
5/10
Cold Springs High SchoolGrades 9-123.6 mi
7/10
Harmony SchoolGrades PK-87.9 mi

Construction

Condition

  • Property condition: Existing Structure,Good

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Flooring: Partial Carpet,Vinyl

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 668
  • Total interior livable area: 668 sqft

Property

Details

  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front,BH Permittable,Pier,Swim Platform,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Very Gentle)
  • Waterbody name: Ryan Creek
  • Frontage length: Waterfront Footage(1000'+/-)

Lot

  • Lot size: 1.60 Acres
  • Features: Wooded

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$569$6,828
Property Taxes $192$2,304
Electricity $240$2,881
Total$6,563$78,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,017/yr
40% on housing$196,890/yr
45% on housing$175,013/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,647This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$289
Cullman County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$1,100,000
2025-09-13Listing removed$1,100,000
2025-03-13Listed for sale$1,100,000
2023-12-09Listing removed--
2023-06-08Listing removed$1,100,000
2023-06-08Listed for sale$1,100,000
2023-06-01Listing removed--
2022-11-02Listing removed$1,100,000
2022-11-02Listed for sale$1,100,000
2022-10-15Listing removed--
2022-01-31Price change$3,225,000
2021-10-21Listed for sale$1,100,000

For Sale by Agent

AgentJoey Sahagun
BrokerageJoseph Carter Realty

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