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309 N Raymond Rd APT 24, Spokane, WA, 99206

2beds
1baths
793sqft
$164,500
$207price/sqft
$1,132/moest. monthly cost
$45,280/yrincome needed

About This Home

Fresh, and move-in ready. This stylish Spokane Valley condo offers effortless living with modern updates throughout! Inside, you’ll love the open layout featuring brand-new luxury vinyl plank flooring that adds warmth and durability, paired with fresh interior paint that brightens the entire space. The living area is spacious and inviting, while the adjoining dining area flows seamlessly to a private patio with peaceful view of the greenspace ideal for morning coffee or evening relaxation. Reserved, covered parking for peace of mind. Located near shopping and dining along Sprague Ave, with easy access to I-90 for quick commutes downtown or to Idaho. Just minutes from the Centennial Trail, Spokane Valley Mall & Mirabeau Point Park, this home blends comfort, style, and a great location in one smart package.

Getting Around

69
WalkingSomewhat Walkable
44
TransitSome Transit
67
BikeBikeable

Schools

4/10
6/10
6/10
University High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First
  • Area: 793

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 793
  • Total interior livable area: 793 sqft

Property

Details

  • Parcel number: 45174.3021

Features

  • Levels: Three Story

Lot

  • Features: Sprinkler - Automatic,Level,Near Public Transit,Irregular Lot,Common Grounds,Plan Unit Dev,Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Carport,Off Site
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $831$9,972
Home Insurance *$46$552
Property Taxes $106$1,272
Electricity $149$1,793
Total$1,132$13,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,811/yr
40% on housing$33,960/yr
45% on housing$30,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$203
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$164,500
2026-02-10Price change$170,000
2025-11-08Listed for sale$195,000
2021-12-17Sold$170,000
2021-11-14Pending sale$168,000
2021-11-04Price change$168,000
2021-10-29Price change$173,000
2021-10-15Listed for sale$175,000

For Sale by Agent

AgentCindy Carrigan
BrokerageREAL Broker LLC

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