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3108 E Valley View Terrace, Tacoma, WA, 98404

4beds
4baths
3,824sqft
$699,000
$183price/sqft
$4,485/moest. monthly cost
$179,400/yrincome needed

About This Home

Move-in ready and waiting for you, this beautifully updated 4 bedroom, 3.5 bath home showcases sweeping views of the sound, city and Mount Rainier, all enjoyed from many rooms in the home! A brand new and fully completed basement added approx. 1,200 square feet of versatile living space with its own separate entrance, offering excellent flexibility for guests, entertaining, multi-generational living, or work-from-home needs. Fresh updates shine throughout, including new interior paint, updated flooring, and refreshed bathrooms, delivering a clean, modern feel with everyday comfort. Take in the scenery and incredible views day or night from two outdoor decks/patios, ideal for entertaining or unwinding, and relax in the brand-new hot tub, which stays! Additional highlights include a 3-car garage with easy home entry! A true commuter’s dream with quick access to I-5 and walking distance to McKinley park, this home offers everything you need! Space, style, and unforgettable views.. DON'T MISS OUT!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Blix Elementary SchoolGrades PK-50.9 mi
4/10
Stewart Middle SchoolGrades 6-81.9 mi
2/10
Lincoln High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: 50 gal gas tank,Water Heater Location: garage

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Lower

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Vinyl Plank,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 3,824 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 2082360073
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Lower,Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Fireplace (Primary Bedroom),Security System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wine/Beverage Refrigerator
  • Has spa: Yes
  • Has view: Yes
  • View description: City,River,See Remarks,Sound,Territorial
  • Has water view: Yes
  • Water view: River,Sound
  • Topography of land: Partial Slope,Sloped,Steep Slope
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 5,749 sqft
  • Features: Paved,Deck,Fenced-Partially,Gas Available,High Speed Internet,Hot Tub/Spa,Patio

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$195$2,340
Property Taxes $495$5,940
Electricity $261$3,138
Total$4,485$53,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,771/yr
40% on housing$134,550/yr
45% on housing$119,600/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 98404$203
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98404$323
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$750,000
2026-02-19Listed for sale$775,000
2022-12-09Listing removed--
2022-12-08Listed for rent$3,200
2021-11-24Sold$599,950
2021-10-14Pending sale$599,950
2021-09-14Listed for sale$599,950
2007-02-12Sold$110,000

For Sale by Agent

AgentCarly Peterson
BrokerageWindermere Real Estate/PSK Inc

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